California

Civil Code

4,109 sections, each with the official text and a plain-English explanation of what it means for you.

• § 1739.2 — For purposes of this title, an “original political item” is any political item produced during any electoral campaign for use in support of or in opposition to any candidate or ballot proposition befo
• § 1739.3 — No political item which is labeled “copy” or “reproduction” at the time of sale, advertising for sale, or offering for sale shall violate Section 1739.
• § 1739.4 — (a) A person who offers or sells any political item in violation of this title shall be liable to the person purchasing such political item from him, who may sue to recover the consideration paid for
• § 1739.7 — (a) As used in this section: (1) “Autographed collectible” means an item bearing the signature of a particular person that is sold or offered for sale for fifty dollars ($50) or more, excluding sales
• § 1740 — As used in this title: (a) “Fine art multiple” or “multiple” for the purposes of this title means any fine print, photograph (positive or negative), sculpture cast, collage, or similar art object prod
• § 1741 — This title shall apply to any fine art multiple when offered for sale or sold at wholesale or retail for one hundred dollars ($100) or more, exclusive of any frame.
• § 1742 — (a) An art dealer shall not sell or consign a multiple into or from this state unless a certificate of authenticity is furnished to the purchaser or consignee, at his or her request, or in any event p
• § 1742.6 — Any charitable organization which conducts a sale or auction of fine art multiples shall be exempt from the disclosure requirements of this title if it posts in a conspicuous place, at the site of the
• § 1744 — (a) Except as provided in subdivisions (c), (d), (e), and otherwise in this title, a certificate of authenticity containing the following informational details shall be required to be supplied in all
• § 1744.7 — Whenever an art dealer furnishes the name of the artist pursuant to Section 1744 for any time period after 1949, and otherwise furnishes information required by any of the subdivisions of Section 1744
• § 1744.9 — (a) An artist or art dealer who consigns a multiple to an art dealer for the purpose of effecting a sale of the multiple, shall have no liability to a purchaser under this article if the consignor, as
• § 1745 — (a) An art dealer, including a dealer consignee, who offers or sells a multiple in, into or from this state without providing the certificate of authenticity required in Sections 1742 and 1744 of this
• § 1745.5 — (a) Any person performing or proposing to perform an act in violation of this title within this state may be enjoined in any court of competent jurisdiction.
• § 1746 — For purposes of this title, the following definitions shall apply: (a) “Minor” means any natural person who is under 18 years of age.
• § 1746.1 — (a) A person may not sell or rent a video game that has been labeled as a violent video game to a minor.
• § 1746.2 — Each violent video game that is imported into or distributed in California for retail sale shall be labeled with a solid white “18” outlined in black.
• § 1746.3 — Any person who violates any provision of this title shall be liable in an amount of up to one thousand dollars ($1,000), or a lesser amount as determined by the court.
• § 1746.4 — A suspected violation of this title may be reported to a city attorney, county counsel, or district attorney by a parent, legal guardian, or other adult acting on behalf of a minor to whom a violent v
• § 1746.5 — The provisions of this title are severable.
• § 1747 — This title may be cited as the “Song-Beverly Credit Card Act of 1971.
• § 1747.01 — It is the intent of the Legislature that the provisions of this title as to which there are similar provisions in the federal Truth in Lending Act, as amended (15 U.
• § 1747.02 — As used in this title: (a) “Credit card” means any card, plate, coupon book, or other single credit device existing for the purpose of being used from time to time upon presentation to obtain money, p
• § 1747.03 — (a) Any rights or responsibilities created by this title that are based on the use of a credit card shall have no effect with respect to: (1) Those transactions that constitute an electronic fund tran
• § 1747.04 — Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
• § 1747.05 — (a) No credit card shall be issued except: (1) In response to an oral or written request or application therefor.
• § 1747.06 — (a) A credit card issuer that mails an offer or solicitation to receive a credit card and, in response, receives a completed application for a credit card that lists an address that is different from
• § 1747.08 — (a) Except as provided in subdivision (c), no person, firm, partnership, association, or corporation that accepts credit cards for the transaction of business shall do any of the following: (1) Reques
• § 1747.09 — (a) Except as provided in this section, no person, firm, partnership, association, corporation, or limited liability company that accepts credit or debit cards for the transaction of business shall pr
• § 1747.10 — A cardholder shall be liable for the unauthorized use of a credit card only if all of the following conditions are met: (a) The card is an accepted credit card.
• § 1747.20 — If 10 or more credit cards are issued by one card issuer for use by the employees of an organization, Section 1747.
• § 1747.40 — If a card issuer fails to give a timely response to an inquiry of a cardholder concerning any debit or credit applicable to an obligation incurred through the use of a credit card, he shall not be ent
• § 1747.50 — (a) Every card issuer shall correct any billing error made by the card issuer within two complete billing cycles, but in no event later than 90 days, after receiving an inquiry.
• § 1747.60 — (a) Every retailer shall correct any billing error made by the retailer within 60 days from the date on which an inquiry concerning a billing error was mailed.
• § 1747.65 — (a) A card issuer shall not be liable for a billing error made by the retailer.
• § 1747.70 — (a) No card issuer shall knowingly give any untrue credit information to any other person concerning a cardholder.
• § 1747.80 — (a) No card issuer shall refuse to issue a credit card to any person solely because of any characteristic listed or defined in subdivision (b) or (e) of Section 51.
• § 1747.81 — (a) If a card issuer has determined in the normal course of business that it will issue a card to a married woman, the card shall be issued bearing either the maiden name or married name of the woman,
• § 1747.85 — Unless requested by the cardholder, no card issuer shall cancel a credit card without having first given the cardholder 30 days’ written notice of its intention to do so unless the cardholder is or ha
• § 1747.90 — (a) (1) Subject to the limitation contained in subdivision (b), a card issuer who has issued a credit card to a cardholder pursuant to an open-end consumer credit plan shall be subject to all claims a
• § 1747.94 — (a) In addition to any other disclosures required by law, a card issuer of a secured credit card shall, in every advertisement or solicitation to prospective cardholders, expressly identify the credit
• § 1748 — Any provision in a contract between a card issuer and a retailer which has the effect of prohibiting the retailer from offering price discounts or from charging a different and lower price to customer
• § 1748.1 — (a) No retailer in any sales, service, or lease transaction with a consumer may impose a surcharge on a cardholder who elects to use a credit card in lieu of payment by cash, check, or similar means.
• § 1748.10 — This act shall be known and may be cited as the “Areias Credit Card Full Disclosure Act of 1986.
• § 1748.11 — (a) Any application form or preapproved written solicitation for an open-end credit card account to be used for personal, family, or household purposes that is mailed on or after October 1, 1987, to a
• § 1748.12 — (a) For purposes of this section: (1) “Cardholder” means any consumer to whom a credit card is issued, provided that, when more than one credit card has been issued for the same account, all persons h
• § 1748.13 — (a) A credit card issuer shall, with each billing statement provided to a cardholder in this state, provide the following on the front of the first page of the billing statement in type no smaller tha
• § 1748.14 — Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
• § 1748.20 — This title may be cited as the “ Areias-Robbins Charge Card Full Disclosure Act of 1986.
• § 1748.21 — For the purposes of this title: (a) “Charge card” means any card, plate, or other credit device pursuant to which the charge card issuer extends credit to the charge cardholder, primarily for personal
• § 1748.22 — (a) On and after October 1, 1987, issuers of charge cards shall clearly and conspicuously disclose in any charge card application form or preapproved written solicitation for a charge card mailed to a
• § 1748.23 — Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
• § 1748.30 — For purposes of this title, the following definitions shall apply: (a) “Accepted debit card” means any debit card which the debit cardholder has requested and received or has signed, or has used, or h
• § 1748.31 — (a) A debit cardholder shall be liable for an unauthorized use of a debit card only if all of the following conditions are met: (1) The card is an accepted debit card.
• § 1748.32 — Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
• § 1748.40 — For purposes of this chapter: (a) “Accepted debit card” means any debit card which the debit cardholder has requested and received or has signed, or has used, or has authorized another person to use,
• § 1748.41 — If a business offers a refund to a customer via a prepaid debit card for a purchase initiated by the customer in California, the business shall provide the customer with at least one other method of r
• § 1748.5 — (a) A cardholder may request, not more frequently than once a year, that the card issuer inform the cardholder of the total amount of finance charges assessed on the account during the preceding calen
• § 1748.50 — Any provision in a contract or agreement that prohibits a consumer from publishing or making statements about the business as a condition of receiving a partial or complete refund or any other conside
• § 1748.7 — (a) No person shall process, deposit, negotiate, or obtain payment of a credit card charge through a retailer’s account with a financial institution or through a retailer’s agreement with a financial
• § 1748.80 — For purposes of this chapter: (a) “Hosting platform” has the same meaning as defined in Section 22590 of the Business and Professions Code.
• § 1748.81 — A hosting platform, hotel, third-party booking service, or short-term rental shall allow a reservation for a hotel accommodation or a short-term rental located in California to be canceled without pen
• § 1748.82 — (a) If a consumer cancels a reservation pursuant to Section 1748.
• § 1748.83 — (a) An action for a violation of this chapter may be brought only by any of the following: (1) The Attorney General.
• § 1748.84 — This chapter does not apply to a reservation that meets any of the following criteria: (a) The reservation was made for a negotiated rate that was not advertised, or otherwise made available, for book
• § 1748.9 — (a) A credit card issuer that extends credit to a cardholder through the use of a preprinted check or draft shall disclose on the front of an attachment that is affixed by perforation or other means t
• § 1748.95 — (a) (1) Upon the request of a person who has obtained a police report pursuant to Section 530.
• § 1749 — Any retail seller which permits consumers to lay away consumer goods shall provide to any consumer entering into a layaway agreement with the seller a written statement of the terms and conditions of
• § 1749.1 — For purposes of this title, the following terms have the following meanings: (a) “Consumer good” means any article which is used or bought for use primarily for personal, family, or household purposes
• § 1749.2 — Any waiver by the buyer of consumer goods of the provisions of this title, except as expressly provided in this title, shall be deemed contrary to public policy and shall be unenforceable and void.
• § 1749.3 — The remedies provided by this title are cumulative and shall not be construed as restricting any remedy that is otherwise available.
• § 1749.4 — Nothing in this title shall be construed to limit or reduce any legal obligations imposed under Title 2 (commencing with Section 1801) of Part 4 of Division 3 or under any other applicable law.
• § 1749.45 — (a) As used in this title, “gift certificate” includes gift cards and electronic gift cards, but does not include any gift card usable with multiple sellers of goods or services, provided the expirati
• § 1749.5 — (a) It is unlawful for any person or entity to sell a gift certificate to a purchaser that contains any of the following: (1) An expiration date.
• § 1749.51 — Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
• § 1749.6 — (a) A gift certificate constitutes value held in trust by the issuer of the gift certificate on behalf of the beneficiary of the gift certificate.
• § 1749.60 — This title shall be known and may be cited as the “Supermarket Club Card Disclosure Act of 1999.
• § 1749.61 — For purposes of this title: (a) “Cardholder” means any consumer to whom a supermarket club card is issued, provided that in cases where more than one supermarket club card has been issued for the same
• § 1749.63 — A violation of this title constitutes “unfair competition” as defined in Section 17200 of the Business and Professions Code and is punishable as prescribed in Chapter 5 (commencing with Section 17200)
• § 1749.64 — Notwithstanding any other provision of law, no club card issuer shall request in a supermarket club card application, or require as a condition of obtaining a supermarket club card, that an applicant
• § 1749.65 — (a) Notwithstanding any other provision of law, no club card issuer may sell or share a cardholder’s name, address, telephone number, or other personal identification information.
• § 1749.66 — Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
• § 1749.7 — (a) Every marketplace shall ensure that their terms and conditions regarding commercial relationships with marketplace sellers meet all of the following requirements: (1) Are drafted in plain and inte
• § 1749.8 — For purposes of this title: (a) “Consumer product” means tangible personal property that is distributed in commerce and normally used for personal, family, or household purposes, including property in
• § 1749.8.1 — (a) An online marketplace shall require each high-volume third-party seller on the online marketplace to provide, not later than 10 days after qualifying as a high-volume third-party seller, all of th
• § 1749.8.2 — (a) An online marketplace shall require a high-volume third-party seller with at least twenty thousand dollars ($20,000) of gross annual revenues from transactions with buyers in California through th
• § 1749.8.3 — (a) (1) An online marketplace shall keep the information provided to comply with the requirements of this title for no less than two years.
• § 1749.8.4 — (a) A person or entity who violates any provision of this title shall be liable for a civil penalty not to exceed ten thousand dollars ($10,000) for each violation, which may be assessed and recovered
• § 1749.8.5 — (a) This title does not apply to or affect the liability of an entity, including an entity that meets the definition of a high-volume third-party seller under this title, for damages caused by a consu
• § 1749.8.9 — (a) An online marketplace shall alert local, regional, or state law enforcement agencies in California if it knows or should know that a third-party seller is selling or attempting to sell stolen good
• § 1750 — This title may be cited as the Consumers Legal Remedies Act.
• § 1751 — Any waiver by a consumer of the provisions of this title is contrary to public policy and shall be unenforceable and void.
• § 1752 — The provisions of this title are not exclusive.
• § 1753 — If any provision of this title or the application thereof to any person or circumstance is held to be unconstitutional, the remainder of the title and the application of such provision to other person
• § 1754 — The provisions of this title shall not apply to any transaction which provides for the construction, sale, or construction and sale of an entire residence or all or part of a structure designed for co
• § 1755 — Nothing in this title shall apply to the owners or employees of any advertising medium, including, but not limited to, newspapers, magazines, broadcast stations, billboards and transit ads, by whom an
• § 1756 — The substantive and procedural provisions of this title shall only apply to actions filed on or after January 1, 1971.
• § 1760 — This title shall be liberally construed and applied to promote its underlying purposes, which are to protect consumers against unfair and deceptive business practices and to provide efficient and econ
• § 1761 — As used in this title: (a) “Goods” means tangible chattels bought or leased for use primarily for personal, family, or household purposes, including certificates or coupons exchangeable for these good
• § 1770 — (a) The unfair methods of competition and unfair or deceptive acts or practices listed in this subdivision undertaken by any person in a transaction intended to result or that results in the sale or l
• § 1780 — (a) Any consumer who suffers any damage as a result of the use or employment by any person of a method, act, or practice declared to be unlawful by Section 1770 may bring an action against that person
• § 1781 — (a) Any consumer entitled to bring an action under Section 1780 may, if the unlawful method, act, or practice has caused damage to other consumers similarly situated, bring an action on behalf of hims
• § 1782 — (a) Thirty days or more prior to the commencement of an action for damages pursuant to this title, the consumer shall do the following: (1) Notify the person alleged to have employed or committed meth
• § 1783 — Any action brought under the specific provisions of Section 1770 shall be commenced not more than three years from the date of the commission of such method, act, or practice.
• § 1784 — No award of damages may be given in any action based on a method, act, or practice declared to be unlawful by Section 1770 if the person alleged to have employed or committed such method, act, or prac
• § 1784.1 — (a) For purposes of this section, the following definitions apply: (1) “Affiliate” means any person or persons controlling, controlled by, or under common control with, other persons.
• § 1784.20 — This title shall be known, and may be cited, as the California Combating Auto Retail Scams (CARS) Act.
• § 1784.21 — Any waiver by a consumer of the provisions of this title is contrary to public policy and is unenforceable and void.
• § 1784.22 — The provisions of this title are not exclusive.
• § 1784.23 — If any provision of this title or the application of this title to any person or circumstance is held to be unconstitutional or otherwise deemed to be invalid, the remainder of the title and the appli
• § 1784.28 — This title shall become operative on October 1, 2026.
• § 1784.30 — This title shall be liberally construed and applied to promote its underlying purposes, which are to protect purchasers and lessees of new or used motor vehicles against unfair and deceptive business
• § 1784.31 — The following definitions apply for purposes of this title: (a) “Add-on” or “add-on product or service” means any product or service not provided to the purchaser or lessee or installed on the vehicle
• § 1784.40 — It is a violation of this title for any dealer to make any misrepresentation regarding material information about any of the following: (a) The costs or terms of purchasing, financing, or leasing a ve
• § 1784.41 — It is a violation of this title for any dealer to fail to make any disclosure required by this section clearly and conspicuously.
• § 1784.42 — It is a violation of this title for any dealer, in connection with the sale or financing of vehicles, to charge for any of the following.
• § 1784.43 — (a) (1) (A) A dealer shall not sell or lease a used vehicle at retail at a price equal to or less than fifty thousand dollars ($50,000) without providing the buyer or lessee with a three-day right to
• § 1784.44 — (a) A dealer subject to this title shall create and retain, for a period of two years from the date the record is created, all records necessary to demonstrate compliance with this title, including th
• § 1785.1 — The Legislature finds and declares as follows: (a) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, and general reput
• § 1785.10 — (a) Every consumer credit reporting agency shall, upon request and proper identification of any consumer, allow the consumer to visually inspect all files maintained regarding that consumer at the tim
• § 1785.10.1 — (a) It is unlawful for a consumer credit reporting agency to prohibit in any manner, including, but not limited to, in the terms of a contract enforceable in the state, or to dissuade or attempt to di
• § 1785.11 — (a) A consumer credit reporting agency shall furnish a consumer credit report only under the following circumstances: (1) In response to the order of a court having jurisdiction to issue an order.
• § 1785.11.1 — (a) A consumer may elect to place a security alert in his or her credit report by making a request in writing or by telephone to a consumer credit reporting agency.
• § 1785.11.10 — Sections 1785.
• § 1785.11.11 — (a) (1) A consumer credit reporting agency shall place a security freeze for a protected consumer if both of the following occur: (A) The consumer credit reporting agency receives a request from the p
• § 1785.11.2 — (a) A consumer may elect to place a security freeze on his or her credit report by making a request in writing by mail to a consumer credit reporting agency.
• § 1785.11.3 — (a) If a security freeze is in place, a consumer credit reporting agency shall not change any of the following official information in a consumer credit report without sending a written confirmation o
• § 1785.11.4 — The provisions of Sections 1785.
• § 1785.11.6 — The following entities are not required to place in a credit report either a security alert, pursuant to Section 1785.
• § 1785.11.8 — A consumer may elect that his or her name shall be removed from any list that a consumer credit reporting agency furnishes for credit card solicitations, by notifying the consumer credit reporting age
• § 1785.11.9 — For purposes of Sections 1785.
• § 1785.12 — (a) Notwithstanding the provisions of Section 1785.
• § 1785.13 — (a) No consumer credit reporting agency shall make any consumer credit report containing any of the following items of information: (1) Bankruptcies that, from the date of the order for relief, anteda
• § 1785.135 — No consumer credit reporting agency shall make any consumer credit report with respect to a document which acts as a lien or other encumbrance, including, but not limited to, a notice of lis pendens,
• § 1785.14 — (a) Every consumer credit reporting agency shall maintain reasonable procedures designed to avoid violations of Section 1785.
• § 1785.15 — (a) A consumer credit reporting agency shall supply files and information required under Section 1785.
• § 1785.15.1 — (a) Upon the consumer’s request for a credit score, a consumer credit reporting agency shall supply to a consumer a notice which shall include the information described in paragraphs (1) to (5), inclu
• § 1785.15.2 — (a) In complying with Section 1785.
• § 1785.15.3 — (a) In addition to any other rights the consumer may have under this title, every consumer credit reporting agency, after being contacted by telephone, mail, or in person by any consumer who has reaso
• § 1785.16 — (a) If the completeness or accuracy of any item of information contained in his or her file is disputed by a consumer, and the dispute is conveyed directly to the consumer credit reporting agency by t
• § 1785.16.1 — A consumer credit reporting agency shall delete from a consumer credit report inquiries for credit reports based upon credit requests that the consumer credit reporting agency verifies were initiated
• § 1785.16.2 — (a) No creditor may sell a consumer debt to a debt collector, as defined in 15 U.
• § 1785.16.3 — The provisions of subdivisions (k) and ( l ) of Section 1785.
• § 1785.17 — (a) Except as otherwise provided, a consumer credit reporting agency may impose a reasonable charge upon a consumer, as follows: (1) For making a disclosure pursuant to Section 1785.
• § 1785.18 — (a) Each consumer credit reporting agency which compiles and reports items of information concerning consumers which are matters of public record, shall specify in any report containing public record
• § 1785.19 — (a) In addition to any other remedy provided by law, a consumer may bring an action for a civil penalty, not to exceed two thousand five hundred dollars ($2,500), against any of the following: (1) A p
• § 1785.19.5 — Every consumer credit reporting agency, upon written request and the furnishing of sufficient identification to identify the consumer and the subject file, shall create reasonable procedures to preven
• § 1785.2 — This act may be referred to as the Consumer Credit Reporting Agencies Act.
• § 1785.20 — (a) If any person takes any adverse action with respect to any consumer, and the adverse action is based, in whole or in part, on any information contained in a consumer credit report, that person sha
• § 1785.20.1 — (a) Except as provided in subdivision (b), any person who uses a consumer credit report in connection with any credit transaction not initiated by the consumer and which consists of a firm offer of cr
• § 1785.20.2 — Any person who makes or arranges loans and who uses a consumer credit score as defined in Section 1785.
• § 1785.20.3 — (a) Any person who uses a consumer credit report in connection with the approval of credit based on an application for an extension of credit, and who discovers that the consumer’s first and last name
• § 1785.20.4 — A housing provider, tenant screening company, or other entity that evaluates tenants on behalf of a housing provider shall not use an alleged COVID-19 rental debt, as defined in Section 1179.
• § 1785.20.5 — (a) Prior to requesting a consumer credit report for employment purposes, the user of the report shall provide written notice to the person involved.
• § 1785.20.6 — A person who uses a consumer credit report in connection with a credit transaction shall not use a medical debt listed on the report as a negative factor when making a credit decision.
• § 1785.21 — (a) A user in its discretion may notify the consumer that upon request the user may contact the consumer reporting agency and request that the consumer reporting agency investigate the current status
• § 1785.22 — (a) A person may not procure a consumer credit report for the purpose of reselling the report or any information therein unless the person discloses to the consumer credit reporting agency which issue
• § 1785.25 — (a) A person shall not furnish information on a specific transaction or experience to any consumer credit reporting agency if the person knows or should know the information is incomplete or inaccurat
• § 1785.26 — (a) As used in this section: (1) “Creditor” includes an agent or assignee of a creditor, including an agent engaged in administering or collecting the creditor’s accounts.
• § 1785.27 — (a) A person shall not furnish information regarding a medical debt to a consumer credit reporting agency.
• § 1785.28 — (a) For the purposes of this section, the following definitions shall apply: (1) Escrow means any transaction in which one person, for the purpose of effecting the sale, transfer, encumbering, or leas
• § 1785.28.6 — This chapter shall remain in effect only until January 1, 2027, and as of that date is repealed.
• § 1785.3 — The following terms as used in this title have the meaning expressed in this section: (a) “Adverse action” means a denial or revocation of credit, a change in the terms of an existing credit arrangeme
• § 1785.30 — Upon notification of the results of a consumer credit reporting agency’s reinvestigation pursuant to Section 1785.
• § 1785.31 — (a) Any consumer who suffers damages as a result of a violation of this title by any person may bring an action in a court of appropriate jurisdiction against that person to recover the following: (1)
• § 1785.32 — Except as provided in Section 1785.
• § 1785.33 — An action to enforce any liability created under this chapter may be brought in any appropriate court of competent jurisdiction within two years from the date the plaintiff knew of, or should have kno
• § 1785.34 — (a) Any consumer credit reporting agency or user of information against whom an action brought pursuant to Section 1681n or 1681o of Title 15 of the United States Code is pending shall not be subject
• § 1785.35 — This title does not apply to any consumer credit report that by its terms is limited to disclosures from public records relating to land and land titles and does not apply to any person whose records
• § 1785.36 — Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
• § 1785.4 — Nothing in this title shall apply to any person licensed pursuant to the provisions of Chapter 11 (commencing with Section 7500) of Division 3 of the Business and Professions Code, or to any employee
• § 1785.41 — Consumer credit reporting is subject to the regulations of the Consumer Credit Reporting Agencies Act.
• § 1785.42 — (a) “Commercial credit report” means any report provided to a commercial enterprise for a legitimate business purpose, relating to the financial status or payment habits of a commercial enterprise whi
• § 1785.43 — (a) Commercial credit reporting agencies may protect the identity of sources of information to be used in commercial credit reports.
• § 1785.44 — Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.
• § 1785.5 — Any person who, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling, evaluating, or disseminating information on the check
• § 1785.6 — The notices and disclosures to consumers provided for in this title shall be required to be made only to those consumers who have a mailing address in California.
• § 1786 — The Legislature finds and declares as follows: (a) Investigative consumer reporting agencies have assumed a vital role in collecting, assembling, evaluating, compiling, reporting, transmitting, transf
• § 1786.1 — This title may be referred to as the Investigative Consumer Reporting Agencies Act.
• § 1786.10 — (a) Every investigative consumer reporting agency shall, upon request and proper identification of any consumer, allow the consumer to visually inspect all files maintained regarding the consumer at t
• § 1786.11 — Every investigative consumer reporting agency that provides an investigative consumer report to a person other than the consumer shall make a copy of that report available, upon request and proper ide
• § 1786.12 — An investigative consumer reporting agency shall only furnish an investigative consumer report under the following circumstances: (a) In response to the order of a court having jurisdiction to issue t
• § 1786.14 — Notwithstanding the provisions of Section 1786.
• § 1786.16 — (a) Any person described in subdivision (d) of Section 1786.
• § 1786.18 — (a) Except as authorized under subdivision (b), an investigative consumer reporting agency may not make or furnish any investigative consumer report containing any of the following items of informatio
• § 1786.2 — The following terms as used in this title have the meaning expressed in this section: (a) The term “person” means any individual, partnership, corporation, limited liability company, trust, estate, co
• § 1786.20 — (a) An investigative consumer reporting agency shall maintain reasonable procedures designed to avoid violations of Section 1786.
• § 1786.22 — (a) An investigative consumer reporting agency shall supply files and information required under Section 1786.
• § 1786.24 — (a) If the completeness or accuracy of any item of information contained in his or her file is disputed by a consumer, and the dispute is conveyed directly to the investigative consumer reporting agen
• § 1786.26 — (a) Except as otherwise provided in subdivision (c), an investigative consumer reporting agency may charge a consumer a fee not exceeding eight dollars ($8) for making disclosures to the consumer purs
• § 1786.28 — (a) Each investigative consumer reporting agency that collects, assembles, evaluates, compiles, reports, transmits, transfers, or communicates items of information concerning consumers which are matte
• § 1786.29 — An investigative consumer reporting agency shall provide the following notices on the first page of an investigative consumer report: (a) A notice in at least 12-point boldface type setting forth that
• § 1786.30 — Whenever an investigative consumer reporting agency prepares an investigative consumer report, no adverse information in the report (other than information that is a matter of public record, the statu
• § 1786.40 — (a) Whenever insurance for personal, family, or household purposes, employment, or the hiring of a dwelling unit involving a consumer is denied, or the charge for that insurance or the hiring of a dwe
• § 1786.50 — (a) An investigative consumer reporting agency or user of information that fails to comply with any requirement under this title with respect to an investigative consumer report is liable to the consu
• § 1786.52 — Nothing in this chapter shall in any way affect the right of any consumer to maintain an action against an investigative consumer reporting agency, a user of an investigative consumer report, or an in
• § 1786.53 — (a) Any person who collects, assembles, evaluates, compiles, reports, transmits, transfers, or communicates information on a consumer’s character, general reputation, personnel characteristics, or mod
• § 1786.54 — This title does not apply to any investigative consumer report which by its terms is limited to disclosures from public records relating to land and land titles or which is a report issued preliminary