California · Civil Code
CIV §1785.16.3: The provisions of subdivisions (k) and ( l ) of Section 1785.
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The provisions of subdivisions (k) and ( l ) of Section 1785.16 do not apply to a consumer reporting agency that acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency or agencies, and that does not maintain a permanent database of credit information from which new credit reports are produced.
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