Federal

Title 12 — Banks and Banking

1,996 sections, each with the official text and a plain-English explanation of what it means for you.

• § 1740 — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
• § 1741 — State taxation of realty held by Secretary
• § 1742 — Rules and regulations
• § 1743 — Insurance of mortgages
• § 1744 — Insurance of loans for manufacture of houses
• § 1745 — Insurance of mortgages on sales of Government housing; limits and conditions; Greenbelt towns; State housing
• § 1746 — Insurance on mortgages on large-scale housing projects
• § 1746a — Termination of commitment authority under this subchapter
• § 1747 — Purpose of subchapter; authorization; terms and conditions; expiration of insurance contract
• § 1747a — Eligibility for insurance
• § 1747b — Premium charges; fees for examination and inspection
• § 1747c — Rent schedules
• § 1747d — Excess earnings used for amortization of original investment
• § 1747e — Financial statements by Secretary
• § 1747f — Payment of claims; assignment of benefits by investors
• § 1747g — Debentures
• § 1747h — Termination of insurance contract by investor
• § 1747i — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
• § 1747j — Taxation of real property
• § 1747k — Rules and regulations
• § 1747l — Definitions
• § 1748 — Definitions
• § 1748a — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
• § 1748b — Insurance of mortgages
• § 1748c — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
• § 1748d — Lease of property; terms and conditions
• § 1748e — Mortgages on property in Alaska
• § 1748f — Rules and regulations
• § 1748g — Cost certification
• § 1748g–1, 1748h — Omitted
• § 1748h–1 — Civilian employees of Armed Forces
• § 1748h–2 — Insurance of mortgages for defense housing for impacted areas
• § 1748h–3 — Payments in lieu of taxes; limitations; exemption from taxation
• § 1748i — Omitted
• § 1749 to 1749c — Repealed. Pub. L. 99–498, title VII, § 702 , Oct. 17, 1986 , 100 Stat. 1545
• § 1749aa to 1749ll — Repealed. Pub. L. 101–235, title I, § 133(a) , Dec. 15, 1989 , 103 Stat. 2027
• § 1749aaa — Insurance of mortgages
• § 1749aaa–1 — Premiums and other charges
• § 1749aaa–2 — Payment of insurance benefits
• § 1749aaa–3 — Regulations
• § 1749aaa–4 — Administration
• § 1749aaa–5 — Definitions
• § 1749bbb to 1749bbb–2 — Omitted
• § 1749bbb–10a to 1749bbb–10d — Omitted
• § 1749bbb–11 to 1749bbb–21 — Omitted
• § 1749bbb–3 to 1749bbb–6a — Omitted
• § 1749bbb–7 to 1749bbb–10 — Omitted
• § 1749d — Cost of inspections and of providing representatives
• § 1750 — Definitions
• § 1750a — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
• § 1750a–1 — Omitted
• § 1750aa to 1750jj — Omitted
• § 1750b — Insurance in critical areas
• § 1750c — Mortgage insurance benefits
• § 1750d — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
• § 1750e — Taxation
• § 1750f — Rules and regulations
• § 1750g — Insurance of additional mortgages
• § 1751 — Short title
• § 1751a — Omitted
• § 1752 — Definitions
• § 1752a — National Credit Union Administration
• § 1753 — Federal credit union organization
• § 1754 — Approval of organization certificate
• § 1755 — Fees
• § 1756 — Reports and examinations
• § 1756a — Omitted
• § 1757 — Powers
• § 1757a — Limitation on member business loans
• § 1758 — Bylaws
• § 1759 — Membership
• § 1760 — Members’ meetings
• § 1761 — Management
• § 1761a — Officers of the board
• § 1761b — Board of directors; meetings; powers and duties; executive committee; membership officers; membership application
• § 1761c — Credit committee
• § 1761d — Supervisory committee; powers and duties; suspension of members; passbook
• § 1762 — Repealed. Pub. L. 105–219, title III, § 301(g)(3) , Aug. 7, 1998 , 112 Stat. 931
• § 1763 — Dividends
• § 1764 — Expulsion and withdrawal
• § 1765 — Minors
• § 1766 — Powers of Board
• § 1767 — Fiscal agents and depositories; authorization to secure deposits by governmental bodies
• § 1768 — Taxation
• § 1769 — Separability; right to alter, amend, or repeal chapter
• § 1770 — Allotment of space in Federal buildings or Federal land
• § 1771 — Conversion from Federal to State credit union and from State to Federal credit union
• § 1772 — Territorial application of chapter
• § 1772a — Gifts; acceptance of conditional gifts; deposit
• § 1772b — Apportionment
• § 1772c — Trust fund
• § 1772c–1 — Community development revolving loan fund for credit unions
• § 1772d — Forfeiture of organization certificate for money laundering or cash transaction reporting offenses
• § 1772e — Data standards
• § 1772f — Open data publication
• § 1773 — District of Columbia credit unions; conversion to Federal status
• § 1774 — Approval of certificate; assets and obligations of applicant credit union
• § 1775 — Conditions upon conversion to Federal status
• § 177a — Funds available for cost of transporting and redeeming national and Federal Reserve bank notes
• § 178 — Repealed. Pub. L. 103–325, title VI, § 602(f)(5)(B) , Sept. 23, 1994 , 108 Stat. 2293
• § 1781 — Insurance of member accounts
• § 1782 — Administration of insurance fund
• § 1783 — National Credit Union Share Insurance Fund
• § 1784 — Examination of insured credit unions
• § 1785 — Requirements governing insured credit unions
• § 1786 — Termination of insured credit union status; cease and desist orders; removal or suspension from office; procedure
• § 1786a — Omitted
• § 1787 — Payment of insurance
• § 1788 — Special assistance to avoid liquidation
• § 1789 — Administrative provisions
• § 1789a — Credit unions as depositaries of public money; fiscal agents; duties
• § 1790 — Nondiscriminatory provision
• § 1790a — Board disapproval of directors, committee members, and senior executive officers of insured credit unions
• § 1790b — Credit union employee protection remedy
• § 1790c — Reward for information leading to recoveries or civil penalties
• § 1790d — Prompt corrective action
• § 1790e — Temporary Corporate Credit Union Stabilization Fund
• § 1795 — Congressional findings
• § 1795a — Definitions
• § 1795b — National Credit Union Administration Central Liquidity Facility; establishment; management; jurisdiction
• § 1795c — Membership
• § 1795d — Capital stock
• § 1795e — Extensions of credit
• § 1795f — Powers of Board
• § 1795g — Depositories, custodians, and fiscal agents
• § 1795h — Audit of financial transactions
• § 1795i — Annual report
• § 1795j — Agent of Federal Reserve System
• § 1795k — State and local tax exemption
• § 1801 to 1805 — Omitted
• § 181 — Voluntary dissolution; appointment and removal of liquidating agent or committee; examination
• § 1811 — Federal Deposit Insurance Corporation
• § 1812 — Management
• § 1813 — Definitions
• § 1814 — Insured depository institutions
• § 1815 — Deposit insurance
• § 1816 — Factors to be considered
• § 1817 — Assessments
• § 1818 — Termination of status as insured depository institution
• § 1819 — Corporate powers
• § 182 — Notice of intent to dissolve
• § 1820 — Administration of Corporation
• § 1820a — Examination of investment companies
• § 1821 — Insurance Funds
• § 1821a — FSLIC Resolution Fund
• § 1822 — Corporation as receiver
• § 1823 — Corporation monies
• § 1824 — Borrowing authority
• § 1825 — Issuance of notes, debentures, bonds, and other obligations; exemptions
• § 1826 — Forms of obligations; preparation by Secretary of the Treasury
• § 1827 — Reports by Corporation; audit of financial transactions; report on audits; employment of certified public accountants for audits
• § 1828 — Regulations governing insured depository institutions
• § 1828a — Prudential safeguards
• § 1828b — Interagency data sharing
• § 1829 — Penalty for unauthorized participation by convicted individual
• § 1829a — Participation by State nonmember insured banks in lotteries and related activities
• § 1829b — Retention of records by insured depository institutions
• § 1829c — Making online banking initiation legal and easy
• § 183 to 186 — Repealed. Pub. L. 103–325, title VI, § 602(e)(32) –(35), Sept. 23, 1994 , 108 Stat. 2292
• § 1830 — Nondiscrimination
• § 1831 — Separability of certain provisions of this chapter
• § 1831a — Activities of insured State banks
• § 1831aa — Enforcement of agreements
• § 1831b — Disclosures with respect to certain federally related mortgage loans
• § 1831bb — Capital requirements for certain acquisition, development, or construction loans
• § 1831c — Assuring consistent oversight of subsidiaries of holding companies
• § 1831cc — Data standards
• § 1831d — State-chartered insured depository institutions and insured branches of foreign banks
• § 1831dd — Open data publication
• § 1831e — Activities of savings associations
• § 1831f — Brokered deposits
• § 1831f–1 — Repealed. Pub. L. 106–569, title XII, § 1203 , Dec. 27, 2000 , 114 Stat. 3032
• § 1831g — Contracts between depository institutions and persons providing goods, products, or services
• § 1831h — Repealed. Pub. L. 109–173, § 8(a)(33) , Feb. 15, 2006 , 119 Stat. 3615
• § 1831i — Agency disapproval of directors and senior executive officers of insured depository institutions or depository institution holding companies
• § 1831j — Depository institution employee protection remedy
• § 1831k — Reward for information leading to recoveries or civil penalties
• § 1831l — Coordination of risk analysis between SEC and Federal banking agencies
• § 1831m — Early identification of needed improvements in financial management
• § 1831m–1 — Reports of information regarding safety and soundness of depository institutions
• § 1831n — Accounting objectives, standards, and requirements
• § 1831o — Prompt corrective action
• § 1831o–1 — Source of strength
• § 1831p — Transferred
• § 1831p–1 — Standards for safety and soundness
• § 1831q — FDIC affordable housing program
• § 1831r — Payments on foreign deposits prohibited
• § 1831r–1 — Notice of branch closure
• § 1831s — Transferred
• § 1831t — Depository institutions lacking Federal deposit insurance
• § 1831u — Interstate bank mergers
• § 1831v — Authority of State insurance regulator and Securities and Exchange Commission
• § 1831w — Safety and soundness firewalls applicable to financial subsidiaries of banks
• § 1831x — Insurance customer protections
• § 1831y — CRA sunshine requirements
• § 1831z — Bi-annual FDIC survey and report on encouraging use of depository institutions by the unbanked
• § 1832 — Withdrawals by negotiable or transferable instruments for transfers to third parties
• § 1833 — Repealed. Pub. L. 104–208, div. A, title II, § 2224(b) , Sept. 30, 1996 , 110 Stat. 3009–415
• § 1833a — Civil penalties
• § 1833b — Comparability in compensation schedules