Federal · Title 12 — Banks and Banking
12 U.S.C. § 1816: Factors to be considered
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The financial history and condition of the depository institution. The adequacy of the depository institution’s capital structure. The future earnings prospects of the depository institution. The general character and fitness of the management of the depository institution. The risk presented by such depository institution to the Deposit Insurance Fund. The convenience and needs of the community to be served by such depository institution. Whether the depository institution’s corporate powers are consistent with the purposes of this chapter.
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