California

Insurance Code

4,514 sections, each with the official text and a plain-English explanation of what it means for you.

• § 12693.77 — (a) The board shall develop safeguards to assure the fiscal integrity of the program.
• § 12693.80 — The board shall use due diligence in the creation of participation standards for the program that minimize the incentive for employers or applicants to drop or reduce dependent health coverage.
• § 12693.81 — (a) It shall constitute unfair competition for purposes of Chapter 5 (commencing with Section 17200) of Part 2 of Division 7 of the Business and Professions Code for an insurer, an insurance agent or
• § 12693.82 — It shall constitute an unfair labor practice contrary to public policy, and enforceable under Section 95 of the Labor Code, for any employer to refer an individual employee or employee’s dependent to
• § 12693.83 — (a) It shall constitute an unfair labor practice contrary to public policy and enforceable under Section 95 of the Labor Code for any employer to change the employee-employer share-of-cost ratio based
• § 12693.84 — For purposes of Sections 12693.
• § 12693.85 — Program decisions described in this section may be appealed to the board.
• § 12693.86 — (a) An appeal shall be filed in writing with the executive director within 60 calendar days of the date of the notice of the decision being appealed.
• § 12693.87 — (a) Any appellant who files an appeal pursuant to Section 12693.
• § 12693.88 — In addition to the appeal process established above, the board shall establish a program review process.
• § 12693.89 — (a) Administrative hearings of appeals shall be conducted according to the appeal procedures, including pre- and post-hearing procedures, set forth in Article 3 (commencing with Section 1140) of Chapt
• § 12693.91 — (a) The State Department of Health Services, in conjunction with the Managed Risk Medical Insurance Board, the County Medical Services Program board, and the Rural Health Policy Council, may develop a
• § 12693.915 — (a) It is the intent of the Legislature to utilize fiscal resources in the most prudent and cost-efficient manner and to maximize the use of federal funds for services when feasible.
• § 12693.92 — (a) The program shall prepare an annual report in conformance with the requirements of Section 2108 of Title XXI of the Social Security Act (P.
• § 12693.925 — (a) The Managed Risk Medical Insurance Board shall report to the Legislature on or before January 30, 2004, the following information with respect to the State Children’s Health Insurance Program: (1)
• § 12693.93 — The board shall prepare an evaluation of the program and other state efforts to expand coverage to children in conformance with Section 2108 of Title XXI of the Social Security Act.
• § 12693.95 — (a) The board in consultation with the Department of Alcohol and Drug Programs shall provide the Legislature by April 15, 1998, a proposal assessing the viability of providing additional drug and alco
• § 12693.96 — (a) There is hereby created in the State Treasury the Healthy Families Fund which is, notwithstanding Section 13340 of the Government Code, continuously appropriated to the board for the purposes spec
• § 12693.97 — The State Department of Health Services and the board may explore and utilize any options available under federal law to allow the use of charitable funding as a match for federal funds for use in the
• § 12693.98 — (a) (1) The Medi-Cal-to-Healthy Families Bridge Benefits Program is hereby established to provide any child who meets the criteria set forth in subdivision (b) with a one calendar-month period of heal
• § 12693.981 — (a) (1) The Healthy Families-to-Medi-Cal Bridge Benefits Program is hereby established to provide any person enrolled for coverage under this part who meets the criteria set forth in subdivision (b) w
• § 12693.982 — For purposes of this chapter, “Medi-Cal” means the state health care program established pursuant to Chapter 14 (commencing with Section 14000) of Part 3 of Division 9 of the Welfare and Institutions
• § 12693.98a — (a) (1) The Healthy Families Presumptive Eligibility Program is hereby established to provide any child who meets the criteria set forth in subdivision (b) with presumptive eligibility benefits until
• § 12694 — (a) The board and the department, in collaboration with program offices for the California Special Supplemental Food Program for Women, Infants, and Children (WIC or the WIC program), local WIC agenci
• § 12694.1 — (a) Pursuant to Sections 14005.
• § 12694.2 — All civil service employees who are currently employed by the Managed Risk Medical Insurance Board, whose functions are transferred to the State Department of Health Care Services as a result of the a
• § 127 — Unless the context otherwise requires, the general provisions hereinafter set forth shall govern the application of this chapter and supersede any other provisions of law in conflict.
• § 12739.77 — For the purposes of this part, the following terms have the following meanings: (a) “Board” means the Managed Risk Medical Insurance Board.
• § 12739.78 — (a) (1) If any statute dissolves or terminates the board, any employee of the board who, immediately prior to the effective date of the dissolution or termination of the board, was assigned to the Hea
• § 12739.79 — Any permanent or probationary civil service employee who is employed by the board and assigned to the Federal Temporary High Risk Pool (Part 6.
• § 12740 — The definitions used in this section govern the construction and terms used in this part but shall not affect any other provisions of this code: (a) “Home protection contract” means a contract or agre
• § 12741 — This part shall not apply to: (a) Performance guarantees or service contracts given by either the builder of a home or the manufacturer or seller of an appliance or other system or component, whether
• § 12742 — Home protection contracts and home protection companies, and all matters incident to or concerned with such contracts and companies, shall be exclusively subject to and regulated by the provisions of
• § 12743 — The following provisions of this code shall be applicable to home protection contracts and home protection companies: (a) Sections 1 to 46, inclusive.
• § 12744 — (a) No person shall issue or offer to issue home protection contracts in this state unless the person holds a home protection company license issued by the department, except as provided in subdivisio
• § 12745 — (a) Any insurance holding company subject to Article 4.
• § 12750 — (a) A home protection company which has issued or renewed an aggregate number of 1,000 or less contracts in the preceding calendar year shall maintain a minimum net worth of forty thousand dollars ($4
• § 12751 — Any home protection company which has issued and in force, prior to January 1, 1979, any contracts for home protection exempt from the provisions of this part pursuant to Section 12741, shall carry a
• § 12752 — (a) A home protection company shall file an annual statement exhibiting its conditions and affairs in accordance with Sections 900, 900.
• § 12753 — (a) A home protection company shall maintain a reserve for unearned premiums in an amount not less than 40 percent of the aggregate premiums charged on its contracts currently in force.
• § 12755 — A home protection company shall be deemed insolvent whenever its net worth is reduced below 50 percent of the amount required by Section 12750.
• § 12756 — A home protection company shall invest only in those assets defined in Article 3 (commencing with Section 1170) and Article 4 (commencing with Section 1190) of Chapter 2 of Part 2 of Division 1, excep
• § 12757 — The provisions of Article 14.
• § 12760 — No home protection company shall pay a commission to any person as an inducement or compensation for the issuance, purchase or acquisition of a home protection contract, nor shall a home protection co
• § 12761 — (a) The furnishing of a home protection contract without charge to any person shall constitute a violation of this part.
• § 12761.1 — (a) A home protection company which was licensed as such on December 31, 1988, and as of that date was a franchisor of entities authorized by Section 771.
• § 12762 — (a) A home protection contract shall specify, in clear and conspicuous terms, the following information: (1) Each of the appliances, systems and components covered by the contract.
• § 12763 — No home protection contract shall be issued or delivered until a copy of the form thereof is filed with the commissioner.
• § 12764 — (a) Any home protection contract shall be noncancellable during the initial term for which it was issued, except for: (1) Nonpayment of protection contract fees; (2) Fraud or misrepresentation of fact
• § 128 — The purposes of this chapter are as follows: (a) To regulate the formation and operation of risk retention groups and purchasing groups in this state formed pursuant to the federal Liability Risk Rete
• § 1280 — This chapter shall not in any way affect the rights, duties, or obligations of members of or subscribers at any reciprocal or interinsurance exchange which has been adjudged insolvent and ordered to b
• § 1280.5 — This chapter and the other provisions of this code shall not apply to nor affect unincorporated interindemnity or reciprocal or interinsurance contracts between members of, or persons marketing their
• § 1280.7 — (a) This chapter and the other provisions of this code, except as set forth in this paragraph, shall not apply to or affect unincorporated interindemnity or reciprocal or interinsurance contracts betw
• § 12800 — The following definitions apply for purposes of this part: (a) “Motor vehicle” means a self-propelled device operated solely or primarily upon land and may include both self-propelled motor homes or r
• § 12805 — (a) Notwithstanding Sections 103 and 116, the following types of agreements covering watercraft or motor vehicles shall not constitute insurance: (1) A vehicle service contract that does each of the f
• § 1281 — Reciprocal or interinsurance contracts, the exchange thereof, the subscribers, attorneys in fact, agents, and representatives, and all matters incident to or concerned with such contracts and relation
• § 12810 — (a) No person, other than a seller, shall sell or offer for sale a vehicle service contract to a purchaser.
• § 12815 — (a) An obligor who is not a seller shall possess a vehicle service contract provider license.
• § 1282 — (a) The following provisions of this code shall not be applicable to reciprocal or interinsurance exchanges and their contracts, subscribers, attorneys in fact, agents, and representatives, unless suc
• § 12820 — (a) Prior to offering a vehicle service contract form to a purchaser or providing a vehicle service contract form to a seller, an obligor shall file with the commissioner a specimen of that vehicle se
• § 12825 — (a) In addition to any other right of rescission an obligor or purchaser may have, an obligor may include a provision in a service contract that reserves to the obligor the right to cancel the service
• § 1283 — The provisions of Part 7, Division 2 of the Revenue and Taxation Code shall be applicable to reciprocal or interinsurance exchanges.
• § 12830 — (a) Prior to incurring an obligation under a vehicle service contract, an obligor shall file with the commissioner, to the attention of the legal division, and receive the commissioner’s approval to u
• § 12835 — (a) In the event an insurer cancels a policy that it has filed with the commissioner pursuant to Section 12830, the obligor named on the policy shall do either of the following: (1) File a copy of a n
• § 12836 — In lieu of complying with Section 12830, an obligor or its parent company may establish to the commissioner’s satisfaction that it possesses a net worth of one hundred million dollars ($100,000,000).
• § 1284 — Notwithstanding any other provision of this chapter or of this code, any reciprocal or interinsurance exchange which meets all of the conditions of this section shall be exempted from all reserve requ
• § 12840 — (a) Every obligor or its administrator shall maintain at its principal office complete and accurate accounts, books, and records of all transactions among the obligor, its administrator, if any, selle
• § 12845 — Any vehicle service contract obligor or administrator that provides vehicle service contract forms to sellers or purchasers, directly or indirectly, and fails to comply with Sections 12815, 12830 and
• § 12850 — (a) An obligor has the burden of proving that a claim is not covered by a service contract.
• § 12855 — The commissioner may adopt regulations necessary or desirable to implement this chapter.
• § 12860 — The provisions of this part are severable.
• § 12865 — A promise to refund some or all of the purchase price of a service contract if the purchaser does not file any claims, files a limited number of claims, or files claims the dollar amount of which does
• § 12880 — For purposes of this part, the following definitions shall apply: (a) “Chronic condition” means a condition that can be treated or managed, but not cured.
• § 12880.1 — A policy of pet insurance that is marketed, issued, amended, renewed, or delivered, whether or not in California, to a California resident, on or after July 1, 2015, regardless of the situs of the con
• § 12880.2 — (a) An insurer transacting pet insurance in California shall disclose all of the following to consumers: (1) If the policy excludes coverage due to any of the following: (A) A preexisting condition.
• § 12880.3 — (a) A person who violates a provision of this part is liable to the state for a civil penalty to be determined by the commissioner, not to exceed five thousand dollars ($5,000) for each violation, or,
• § 12880.4 — (a) Whenever the commissioner shall have reason to believe that a person has engaged or is engaging in this state in a violation of this part, and that a proceeding by the commissioner in respect ther
• § 12880.5 — The commissioner may adopt reasonable rules and regulations, as are necessary to administer this part, in accordance with the rulemaking provisions of the Administrative Procedure Act (Chapter 3.
• § 12880.6 — At the time a pet insurance policy is issued or delivered to a policyholder, the insurer shall include a written disclosure with all of the following information, printed in 12-point boldface type: (a
• § 12880.7 — (a) After disclosure to the consumer, a pet insurer may issue policies that exclude coverage on the basis of one or more preexisting conditions.
• § 12880.8 — (a) A pet insurer or producer shall not market a wellness program as pet insurance.
• § 12900 — (a) The commissioner shall be elected by the people in the same time, place, and manner as the Governor not to exceed two four-year terms.
• § 12901 — The commissioner shall be a person competent and fully qualified to perform the duties of the office.
• § 12902 — The annual salary of the commissioner is provided for by Chapter 6 of Part 1 of Division 3 of Title 2 of the Government Code.
• § 12903 — The commissioner may employ actuarial, technical, and administrative assistants and clerks, as the commissioner may need to discharge in proper manner the duties imposed upon the commissioner by law.
• § 12903.1 — (a) The commissioner may not accept, use, or in any manner benefit from payments or reimbursements made to the department for travel from any of the following: (1) A single source that is subject to r
• § 12903.5 — On the recommendation of the commissioner the Personnel Board may establish rates of compensation for insurance examiners engaged in examinations out of this State which are in excess of the rates bas
• § 12904 — In the administration of the provisions of this code and other insurance laws, the commissioner may purchase reports of financial and character reporting services, and other books and reports as in th
• § 12905 — The commissioner shall maintain offices in Sacramento, Los Angeles, San Diego, and the San Francisco Bay area.
• § 12906 — The governmental agency unit heretofore known as the Department of Insurance in the Business, Transportation and Housing Agency is hereby made an independent department.
• § 12907 — The following existing positions in the Department of Insurance shall be appointed by the Governor and are exempt from the state civil service system: (a) Chief executive officer.
• § 12919 — Communications to the commissioner or any person in the commissioner’s office in respect to any fact concerning the holder of, or applicant for, any certificate or license issued under this code are m
• § 12920 — The commissioner shall determine the sufficiency and validity of all securities required to be given by persons engaged, or to be engaged, in insurance business, and shall cause such security to be su
• § 12920.5 — In addition to and independent of any and all other proper causes for refusal by the commissioner to approve or accept any bond filed or presented for filing with the commissioner under any provision
• § 12921 — (a) The commissioner shall perform all duties imposed upon the commissioner by the provisions of this code and other laws regulating the business of insurance in this state, and shall enforce the exec
• § 12921.1 — (a) The commissioner shall establish a program on or before July 1, 1991, to investigate complaints and respond to inquiries received pursuant to Section 12921.
• § 12921.15 — (a) On or before July 1, 1999, the commissioner shall prepare a written report, to be made available by the department to interested individuals upon written request, that details complaint and enforc
• § 12921.2 — All public records of the department and the commissioner subject to disclosure under Division 10 (commencing with Section 7920.
• § 12921.3 — (a) The commissioner, in person or through employees of the department, shall receive complaints and inquiries, investigate complaints, prosecute insurers or production agencies when appropriate and a
• § 12921.4 — (a) The commissioner shall, upon receipt of a written complaint with respect to the handling of an insurance claim or other obligation under a policy by an insurer or production agency, or alleged mis
• § 12921.5 — The commissioner may in person or through employees of the division meet with persons, organizations and associations interested in insurance for the purpose of securing cooperation in the enforcement
• § 12921.6 — (a) (1) If no fee is designated in this code for the review of filings required to be made pursuant to this code, the commissioner may establish a fee to permit the department to recover the actual co
• § 12921.7 — Notwithstanding any other provision of law, the following shall apply to the adoption by the commissioner of any regulation as an emergency regulation pursuant to subdivision (b) of Section 11346.
• § 12921.8 — (a) The commissioner may do the following: (1) Issue a cease and desist order to a person who has acted in a capacity for which a license, registration, or certificate of authority from the commission
• § 12921.9 — (a) A letter or legal opinion signed by the Commissioner or the Chief Counsel of the Department of Insurance that was prepared in response to an inquiry from an insured or other person or entity and t
• § 12922 — The commissioner shall, on or before the first day of August in each year, make a report to the Governor, the Legislature, and to the committees of the Senate and Assembly having jurisdiction over ins
• § 12922.5 — (a) The commissioner shall convene a working group to identify, assess, and recommend risk transfer market mechanisms that: (1) Promote investment in natural infrastructure to reduce the risks of clim
• § 12923 — (a) With respect to all classes of insurance (1) to (20), inclusive, as defined in Sections 101 to 120, inclusive, “actuary,” for the purposes of this section, means either of the following: (1) A mem
• § 12923.5 — (a) The Department of Managed Health Care and the Department of Insurance shall maintain a joint senior level working group to ensure clarity for health care consumers about who enforces their patient
• § 12924 — (a) The commissioner may issue subpoenas and subpoenas duces tecum for witnesses to attend, testify, and produce documents before the commissioner, on any subject touching insurance business, or in ai
• § 12925 — The commissioner shall keep and preserve in a permanent form a full record of the commissioner’s proceedings, including a concise statement of the condition of each insurer, surplus line broker, or mo
• § 12926 — The commissioner shall require from every insurer a full compliance with all the provisions of this code.
• § 12926.1 — (a) In any matter involving compliance with or enforcement of any of the provisions of this code or the other laws of this state involving any entity subject to the jurisdiction or authority of the co
• § 12926.2 — (a) As used in this section, “extraordinary circumstances” means circumstances outside of the control of a licensee that severely and materially affect the licensee’s ability to conduct normal busines
• § 12927 — All statements, estimates, percentages, payments, and calculations, required by this code to be made, either by the commissioner or insurers, shall be made on the basis of lawful money of the United S
• § 12928 — Whenever the commissioner ascertains that any insurer or any of its agents, officers or employees or any other person is guilty of violating any of the penal provisions of this code or of other laws h
• § 12928.5 — Whenever facts exist by reason of which, under any provision of this code, or other laws the commissioner may suspend, revoke, or deny any license or certificate of authority granted under any provisi
• § 12928.6 — (a) Whenever the commissioner believes, from evidence satisfactory to the commissioner, that a person is violating or about to violate this code or an order or requirement of the commissioner issued o
• § 12928.7 — (a) The commissioner may order a respondent to provide restitution for a loss arising from the respondent’s conduct.
• § 12929 — Irrespective of any provision in any law of this state the commissioner, pursuant to this code, has been and is authorized to correct: by amendment, by partial deletion, or by partial addition, any re
• § 12930 — Offenses under this code, or under other laws relating to insurers, shall be prosecuted and tried in all respects as provided in the Penal Code for public offenses.
• § 12931 — (a) Service of legal process, notices, or other papers described in or referred to by Section 1452, 1605, 1610, 1612, 11104, or 11105 may be made upon the commissioner in the instances enumerated in t
• § 12935 — (a) The commissioner, by January 1, 1997, shall develop and make available to the general public, in the two most common non-English languages spoken in the state, which are Spanish and Vietnamese, in
• § 12936 — (a) (1) Escheated funds deposited in the Insurance Fund pursuant to subdivision (a) of Section 1523 of the Code of Civil Procedure shall be transferred to the General Fund on June 30, 1998, to repay t
• § 12937 — (a) Escheated funds deposited in the Insurance Fund pursuant to subdivision (b) of Section 1517 of the Code of Civil Procedure shall be available for expenditure by the commissioner to fund proceeding
• § 12938 — Notwithstanding any other provision of law, the department shall make available for public inspection and publish on its Internet Web site all of the information described in subdivisions (a) and (b).
• § 12939 — The Legislature finds and declares all of the following: (a) There are specialized financial institutions in California that are specifically dedicated to, and whose core purpose is to, provide financ
• § 12939.1 — (a) The department, California Organized Investment Network (COIN), or any successor thereof, shall require the CDFIs receiving tax credit investments pursuant to Sections 12209, 17053.
• § 12939.2 — (a) The commissioner may establish and appoint a California Organized Investment Network Advisory Board.
• § 12940 — The acts and orders of the commissioner are subject to such review, or other action by a court of competent jurisdiction, as is permitted or authorized by law.
• § 12950 — Any person interested as owner, assignee, pledgee or payee, of any policy and desiring any information about such policy, may apply to the commissioner for a certificate of the facts or information de
• § 12951 — If the records of his office show the facts or information desired, the commissioner shall prepare his certificate reciting such facts or information.
• § 12952 — In such affidavit the insurer shall make a full, true and correct statement of all the desired facts and information in its possession, regardless of the location of its record of such information.
• § 12953 — If such insurer neglects or refuses to make and deliver such affidavit to the commissioner within ninety days from the date of the delivery of the order by the commissioner to it or its agent for serv
• § 12954 — Immediately after receiving such affidavit from an insurer the commissioner shall certify such affidavit to the applicant.
• § 12955 — If a loss is sustained under a policy of insurance and such policy has been lost or destroyed, all rights of every kind and nature, the time for the presentation of notice of loss, and the time for th
• § 12956 — Forms of policies filed with the commissioner and writings in respect thereto shall be open to public inspection except where, in his judgment, the public welfare or the welfare of any insurer demands
• § 12957 — The commissioner shall not withdraw approval of a previously approved policy, except upon those grounds as, in the commissioner’s opinion, would authorize disapproval upon original submission thereof.
• § 12959 — (a) On January 1, 1990, and on every January 1, thereafter, the commissioner shall publish and distribute a comparison of insurance rates report for those lines of insurance which, in the comissioner’
• § 12960 — The commissioner shall, by February 1, 2023, distribute a bulletin soliciting rate applications from insurers to account for the change to the financial responsibility law in Division 7 (commencing wi
• § 12962 — The commissioner shall report to the Governor, the Legislature, and to the committees of the Senate and Assembly having jurisdiction over insurance all of the following in the annual report submitted
• § 12963 — Each insurer transacting insurance, as defined in Sections 108 and 116, covering liability for any public entity, as defined in Section 811.
• § 12965 — The data and other information required to be filed or reported under this article may be transmitted by electronic media or data transmision to the receiver’s electronic data processing system.
• § 12967 — (a) (1) The department shall develop and implement a coordinated approach to gather, review, and analyze the archives of insurers and other archives and records, using onsite teams and the oversight c
• § 12968 — (a) Every pleading issued by the commissioner to initiate a formal enforcement action under this code against a licensee or applicant, and every order issued by the commissioner or a court of competen
• § 12969 — An order or pleading posted on the department’s internet website that is related to a disciplinary proceeding or enforcement action under this code against a licensee or applicant, or that is related
• § 12970 — The commissioner shall require the payment in advance of a fee for copying microfilm records in the amount of thirty cents ($0.
• § 12970.1 — In addition to all other fees required for furnishing copies of instruments or documents filed in his office, the commissioner shall require the payment, in lawful money of the United States, of an am
• § 12972 — The commissioner shall require the payment of one dollar ($1), in advance, as a fee for attaching the commissioner’s seal of office to any paper or document not specified in this code.
• § 12973 — The commissioner shall require, in advance, as a fee for issuing certificates when the fee is not otherwise specified, the following amounts: (a) Twenty-two dollars ($22), if there is sufficient deman
• § 12973.5 — The commissioner shall charge and collect, in advance, the following fees: (a) For filing any application for a license, permit, or certificate of authority when a fee for either filing the applicatio
• § 12973.6 — If a check in payment of a tax, fee, or penalty is not paid by the bank on which it is drawn on its first presentation, the commissioner shall charge and collect an additional fee of fourteen dollars
• § 12973.7 — Where provision for fees or charges for documents, transcripts, or other materials which may be furnished by the commissioner is not specifically made in this code, the commissioner may fix and collec
• § 12973.9 — Whenever by the provisions of this code a form of policy or certificate and any endorsement, rider, application, amendment, fill-in material, classification of rates, certificate or premium to be used
• § 12975 — Whenever, by the provisions of this code a duty, right, privilege, or power is imposed or conferred upon the commissioner, but it is provided that the expense of performance of that duty or exercise o
• § 12975.1 — All examination expense moneys collected by the Department of Insurance under the provisions of Sections 736, 1061, and 1857.
• § 12975.5 — The commissioner may, in any investigation or hearing the commissioner conducts, take or cause to be taken the deposition of any witness residing within or without this state and may pay the expense t
• § 12975.7 — (a) All moneys received by the commissioner in payment of lawful fees or reimbursements pursuant to this code shall be transmitted to the Treasurer to be deposited in the State Treasury to the credit
• § 12975.8 — (a) The Insurance Fund shall, in addition to the funds specified in Section 12975.
• § 12975.9 — (a) The Seismic Safety Account is hereby created as a special account within the Insurance Fund.
• § 12976 — All fines, forfeitures, taxes, assessments, restitution, and penalties provided for in this code shall be due and payable on the demand of the commissioner.
• § 12976.5 — (a) On and after January 1, 1994, and before January 1, 1995, every insurer whose annual taxes exceed fifty thousand dollars ($50,000) shall make payment by electronic funds transfer.
• § 12977 — The commissioner may authorize the refund of money received or collected by the department in payment for the filing of applications for licenses, permits or certificates, or for the rendering of othe
• § 12978 — (a) Notwithstanding any other law, the commissioner may increase or decrease the fees set forth in this code, as necessary, to allow the department to meet the appropriation authorized by the annual B
• § 12979 — Notwithstanding the provisions of Section 12978, the commissioner shall establish a schedule of filing fees to be paid by insurers to cover any administrative or operational costs arising from the pro
• § 12980 — The Financial Responsibility Penalty Account is hereby created in the General Fund.
• § 12990 — The department shall adopt an accounting system, as recommended by the State Auditor in Report No.
• § 12991 — On and after October 1, 1995, the department may not levy any fee or fees under Section 736 or 12979 unless the fees are created in compliance with Sections 12992 and 12993.
• § 12992 — (a) The department shall determine the actual cost of providing each examination as authorized under Section 730 and following.
• § 12993 — The department shall provide the schedule of fees created under Section 12992, as well as the justification that the fees are based on the actual cost of the regulatory activity, to the Department of
• § 12994 — On or before October 1, 1995, the department shall publish a schedule of all fees levied under Sections 736 and 12979.
• § 12995 — (a) Notwithstanding any other provision of this code, all uncontested departmental billings for services or assessments authorized herein, which are not paid within 45 days of the invoice date, shall
• § 13 — The singular number includes the plural, and the plural the singular.
• § 130 — The following definitions govern this chapter: (a) “Commissioner” means the Insurance Commissioner of this state or the commissioner, director, or superintendent of insurance of any other state.
• § 1300 — Any persons may exchange reciprocal or interinsurance contracts with one another providing insurance, other than life, title, mortgage, mortgage guaranty, or insolvency insurance, among themselves aga
• § 1301 — Such persons are termed subscribers.
• § 1302 — Any domestic corporation, in addition to the rights, powers and franchises specified in its articles of incorporation, has full power and authority to enter into insurance contracts of the kind and ch
• § 1303 — The organization under which such subscribers so exchange contracts is termed a reciprocal or interinsurance exchange, and shall be deemed the insurer while each subscriber shall be deemed an insured.
• § 1305 — Such contracts may be executed by an attorney-in-fact, agent or other representative duly authorized and acting for such subscribers under powers of attorney.
• § 1306 — The principal office of the attorney shall be maintained at a place designated by the subscribers in the power of attorney.
• § 1307 — The power of attorney and contracts made thereunder may: (a) Provide for the right of substitution of attorney and revocation of the contract or power.
• § 1308 — The body exercising the subscribers’ rights shall be selected under such rules as the subscribers adopt.
• § 1309 — Such body shall have authority to procure the audit of the accounts and records of the exchange and of the attorney-in-fact, at the expense of the exchange.
• § 131 — (a) An entity seeking to be licensed in this state as a risk retention group shall be organized under the laws of this state and licensed as a liability insurance company pursuant to Article 3 (commen
• § 1310 — Such body shall be composed of subscribers or agents of subscribers.
• § 1310.1 — The board of a reciprocal or interinsurance exchange operating pursuant to Section 1284 shall be composed of members of the governing board of the hospital, the participating members of its attending
• § 1311 — A reciprocal or interinsurance exchange may engage in the surety insurance business in this state only provided its surplus is at least twice the amount required as paid-in capital of an incorporated
• § 1312 — (a) Any reciprocal or interinsurance exchange, domestic or foreign, which has obtained a certificate of capability to reinsure or a favorable order under Section 1401.
• § 1313 — Nothing in Chapter 504 of the Statutes of 1965 shall limit or affect the right of an admitted foreign reciprocal or interinsurance exchange to accept reinsurance.
• § 1314 — Any reciprocal or interinsurance exchange, domestic or foreign, which has obtained a certificate of surplus under Section 1401, and whose subscribers by such order have no liability for assessment, ma
• § 1315 — A reciprocal exchange or interinsurance exchange may borrow money to defray the expenses of its organization, provide it with surplus funds, or for any purpose of its business, upon a written agreemen
• § 132 — Risk retention groups chartered, incorporated, or licensed in states other than this state and seeking to do business as a risk retention group in this state shall file a notice of operation with the
• § 1320 — The attorney of every admitted reciprocal or interinsurance exchange shall verify and cause to be filed with the commissioner copies of the following forms used by the exchange: (a) The form of every
• § 1321 — If the name of the exchange does not contain either the words “interinsurance,” “reciprocal” or “exchange,” then such forms shall have printed under such name the words “an interinsurance exchange” in
• § 1322 — The attorney prior to admission shall file with the commissioner a declaration verified by his oath or, where such attorney is a corporation, by the oath of its duly authorized officers.
• § 1323 — Concurrently with the filing of the declaration provided for by the terms of section 1322 the attorney shall file with the commissioner an instrument in writing executed by him, providing that after t
• § 1324 — Except as provided in Section 1330, the attorney, concurrently with the filing of the declaration provided for in Section 1322, also shall file with the commissioner a bond, approved by the commission
• § 1325 — Such bond shall be executed by the attorney with an admitted surety insurer as surety.
• § 1325.5 — Such attorney may deposit with the commissioner, in lieu of the bond executed by him, securities of a value equal to the required amount of the bond and of the kinds set forth in sections 1170 and 124
• § 1326 — The attorney’s bond shall be in the penal sum of fifty thousand dollars ($50,000), conditioned that the attorney will faithfully account for all moneys and other property which come into his or her ha