California · Insurance Code

INS §12764: (a) Any home protection contract shall be noncancellable during the initial term for which it was issued, except for: (1) Nonpayment of protection contract fees; (2) Fraud or misrepresentation of fact

Read the full statutory text
(a) Any home protection contract shall be noncancellable during the initial term for which it was issued, except for: (1) Nonpayment of protection contract fees; (2) Fraud or misrepresentation of facts material to the issuance of such contract; or (3) Contracts providing coverage prior to the time that an interest in the residential property to which it attaches is sold, upon the contingency that such sale does not occur. (b) Nothing in this section establishes a right of the contract holder to renewal of any contract.

Verify at the official source: California legislative text

Facing this? Know exactly what happens next.

MOFRD turns this code section into your situation: the deadlines that apply to you, the forms your county uses, and the resolution paths people in your position actually take. Free for 3 days — no card required.

This page is legal information, not legal advice. Code text is sourced from official publications and may lag amendments — always confirm at the official source linked above. Plain-English summaries and relationship data are AI-derived and reviewed on an ongoing basis; verify with a licensed attorney before acting.