Maryland · Maryland Code — Transportation Article
Md. Code, Transp. § 13-202: (a) Unless excepted by § 13-201 of this subtitle, a security interest in a vehicle is not valid against any creditor of the owner or any subsequent transferee or secured party unless the security interest is perfected as provided in this subtitle
What this law says, in plain English
A security interest in a vehicle is valid only when perfected by delivering the title certificate to the state administration and paying a filing fee. Perfection rules vary depending on whether the vehicle was already subject to a security interest in another jurisdiction.
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