Maryland · Maryland Code — Criminal Law Article
Md. Code, Crim. Law § 8-102: (a) For purposes of this subtitle, a drawer has insufficient funds with a drawee to cover a check when the drawer has with the drawee: (1) no account; (2) only a closed account; (3) no funds; or (4) funds in an amount that is less than the amount needed to cover the check
What this law says, in plain English
A drawer has insufficient funds to cover a check when they have no account, a closed account, no funds, or insufficient funds with the drawee. Checks dishonored for 'no account' are treated as dishonored for 'insufficient funds.'
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