Illinois · Criminal Code of 2012 (720 ILCS 5)
720 ILCS 5 § 17-5: Deceptive collection practices
What this law says, in plain English
A collection agency or its employee commits a deceptive collection practice by falsely claiming to be a law enforcer, misrepresenting their business name, adding unauthorized charges, threatening credit damage without required disclosures, or accepting payments known not to be owed. Violations are punishable by fine up to $3,000.
Facing this? Know exactly what happens next.
MOFRD turns this code section into your situation: the deadlines that apply to you, the forms your county uses, and the resolution paths people in your position actually take. Free for 3 days — no card required.
This page is legal information, not legal advice. Code text is sourced from official publications and may lag amendments — always confirm at the official source linked above. Plain-English summaries and relationship data are AI-derived and reviewed on an ongoing basis; verify with a licensed attorney before acting.