Illinois · Criminal Code of 2012 (720 ILCS 5)

720 ILCS 5 § 17-45: Payment of charges without furnishing item of value

Misdemeanor

What this law says, in plain English

A person or retail seller cannot process credit card charges unless the seller furnished or agreed to furnish the item of value that the charge covers. Certain exceptions apply, including franchises, third-party vendors on retail premises, and charges under $500 annually.

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This page is legal information, not legal advice. Code text is sourced from official publications and may lag amendments — always confirm at the official source linked above. Plain-English summaries and relationship data are AI-derived and reviewed on an ongoing basis; verify with a licensed attorney before acting.