Georgia · Official Code of Georgia Annotated — full code (public domain; via Open US Law, CC BY 4.0)
O.C.G.A. § 7-4-11: Banking and Finance — O.C.G.A. § 7-4-11
What this law says, in plain English
Usury is a personal defense available to debtors. A creditor cannot collect usurious interest from an insolvent debtor if doing so would harm other creditors' claims.
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