Georgia · Official Code of Georgia Annotated — full code (public domain; via Open US Law, CC BY 4.0)
O.C.G.A. § 7-3-4: Banking and Finance — O.C.G.A. § 7-3-4
What this law says, in plain English
Persons must be licensed to operate as installment lenders in Georgia and cannot charge interest rates or fees exceeding statutory limits. Certain entities like banks, credit unions, and government agencies are exempt from licensing requirements.
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