Georgia · Official Code of Georgia Annotated — full code (public domain; via Open US Law, CC BY 4.0)

O.C.G.A. § 7-3-16: Banking and Finance — O.C.G.A. § 7-3-16

What this law says, in plain English

Licensed lenders must pay a fee of 0.125 percent on each loan made. Fees are due at loan closing, renewal, or modification, and unpaid fees accrue 1 percent monthly interest.

Facing this? Know exactly what happens next.

MOFRD turns this code section into your situation: the deadlines that apply to you, the forms your county uses, and the resolution paths people in your position actually take. Free for 3 days — no card required.

This page is legal information, not legal advice. Code text is sourced from official publications and may lag amendments — always confirm at the official source linked above. Plain-English summaries and relationship data are AI-derived and reviewed on an ongoing basis; verify with a licensed attorney before acting.