Federal · Title 29 — Labor
29 U.S.C. § 1153: Retirement Savings Lost and Found
Read the full statutory text
allow an individual to search for information that enables the individual to locate the administrator of any plan described in paragraph (2) with respect to which the individual is or was a participant or beneficiary, and provide contact information for the administrator of any such plan; allow the Secretary to assist such an individual in locating any such plan of the individual; and allow the Secretary to make any necessary changes to contact information on record for the administrator based on any changes to the plan due to merger or consolidation of the plan with any other plan, division of the plan into two or more plans, bankruptcy, termination, change in name of the plan, change in name or address of the administrator, or other causes. A plan described in this paragraph is a plan to which the vesting standards of section 1053 of this title apply. The Retirement Savings Lost and Found established under subsection (a) shall provide individuals described in subsection (a)(1) only with the ability to search for information that enables the individual to locate the administrator and contact information for the administrator of any plan with respect to which the individual is or was a participant or beneficiary, sufficient to allow the individual to locate the individual’s plan in order to make a claim for benefits owing to the individual under the plan. ensure that individuals’ plan and personal information maintained by the Retirement Savings Lost and Found is protected; and allow any individual to contact the Secretary to opt out of inclusion in the Retirement Savings Lost and Found. For purposes of this section, the term “administrator” has the meaning given such term in section 1002(16)(A) of this title . the information described in paragraphs (1) through (4) of section 6057(b) of title 26 ; the information described in subparagraphs (A) and (B) of section 6057(a)(2) of title 26 ; who, during the current plan year or any previous plan year, was reported under section 6057(a)(2)(C) of title 26 , and with respect to whom the benefits described in clause (ii) thereof were fully paid during the plan year; with respect to whom any amount was distributed under section 401(a)(31)(B) of title 26 during the plan year; or with respect to whom a deferred annuity contract was distributed during the plan year; and in the case of a participant described in subparagraph (B) thereof, the name and address of the designated trustee or issuer described in section 401(a)(31)(B)(i) of title 26 and the account number of the individual retirement plan to which the amount was distributed; and in the case of a participant described in subparagraph (C) thereof, the name and address of the issuer of such annuity contract and the contract or certificate number. may use or disclose information collected under this section only for the purpose described in subsection (a)(1)(B), and may disclose such information only to such employees of the Department of Labor whose official duties relate to the purpose described in such subsection. conduct an audit of the administration of the Retirement Savings Lost and Found; and submit a report on such audit to the Committee on Health, Education, Labor, and Pensions and the Committee on Finance of the Senate and the Committee on Ways and Means and the Committee on Education and Labor of the House of Representatives.
Verify at the official source: Federal legislative text
Facing this? Know exactly what happens next.
MOFRD turns this code section into your situation: the deadlines that apply to you, the forms your county uses, and the resolution paths people in your position actually take. Free for 3 days — no card required.
This page is legal information, not legal advice. Code text is sourced from official publications and may lag amendments — always confirm at the official source linked above. Plain-English summaries and relationship data are AI-derived and reviewed on an ongoing basis; verify with a licensed attorney before acting.