Federal

Title 15 — Commerce and Trade

2,701 sections, each with the official text and a plain-English explanation of what it means for you.

• § 1365 — Public committee; appointment; functions; report
• § 1366 — Termination of payments for noncompliance with law or diversion of funds
• § 1367 — Repayments
• § 1368 — Records
• § 1381 — Repealed. Pub. L. 103–272, § 7(b) , July 5, 1994 , 108 Stat. 1379
• § 1391, 1392 — Repealed. Pub. L. 103–272, § 7(b) , July 5, 1994 , 108 Stat. 1379
• § 1393 — Repealed. Pub. L. 93–492, title I, § 107(b) , Oct. 27, 1974 , 88 Stat. 1482
• § 1394 to 1410b — Repealed. Pub. L. 103–272, § 7(b) , July 5, 1994 , 108 Stat. 1379
• § 13a — Discrimination in rebates, discounts, or advertising service charges; underselling in particular localities; penalties
• § 13b — Cooperative association; return of net earnings or surplus
• § 13c — Exemption of non-profit institutions from price discrimination provisions
• § 14 — Sale, etc., on agreement not to use goods of competitor
• § 141 — Short title
• § 1411 to 1420 — Repealed. Pub. L. 103–272, § 7(b) , July 5, 1994 , 108 Stat. 1379
• § 142 — Definitions
• § 1421 to 1426 — Repealed. Pub. L. 103–272, § 7(b) , July 5, 1994 , 108 Stat. 1379
• § 143 — Registrar; designation; station; supervision by Secretary of Commerce
• § 1431 — Repealed. Pub. L. 103–272, § 7(b) , July 5, 1994 , 108 Stat. 1379
• § 144 — China trade corporations
• § 144a — Incorporation fee for perpetual existence
• § 145 — Certificate of incorporation
• § 1451 — Congressional declaration of policy
• § 1452 — Unfair and deceptive packaging and labeling; scope of prohibition
• § 1453 — Requirements of labeling; placement, form, and contents of statement of quantity; supplemental statement of quantity
• § 1454 — Rules and regulations
• § 1455 — Procedure for promulgation of regulations
• § 1456 — Enforcement
• § 1457 — Omitted
• § 1458 — Cooperation with State authorities; transmittal of regulations to States; noninterference with existing programs
• § 1459 — Definitions
• § 146 — General powers of corporation
• § 1460 — Savings provisions
• § 1461 — Effect upon State law
• § 146a — Jurisdiction of suits by or against China Trade Act corporation
• § 147 — Stock; issuance at par value
• § 1471 — Definitions
• § 1472 — Special packaging standards
• § 1472a — Special packaging for liquid nicotine containers
• § 1473 — Conventional packages, marketing
• § 1474 — Regulations for special packaging standards
• § 1475 — Repealed. Pub. L. 97–35, title XII, § 1205(c) , Aug. 13, 1981 , 95 Stat. 716
• § 1476 — Preemption of Federal standards
• § 1477 — Enforcement by State Attorneys General
• § 148 — Payment of stock in real or personal property
• § 149 — Bylaws
• § 15 — Suits by persons injured
• § 150 — Stockholders’ meetings
• § 1501 — Establishment of Department; Secretary; seal
• § 1502, 1503 — Omitted
• § 1503a — Under Secretary of Commerce for Economic Affairs
• § 1503b — Under Secretary of Commerce for Oceans and Atmosphere; duties; appointment; compensation
• § 1504 — Repealed. Pub. L. 97–195, § 1(c)(1) , June 16, 1982 , 96 Stat. 115
• § 1505 — Additional Assistant Secretary; duties, rank of Assistant Secretaries
• § 1506 — Additional Assistant Secretary; appointment; applicability of section 1505
• § 1507 — Additional Assistant Secretary; appointment; compensation; duties
• § 1507a — Repealed. Pub. L. 97–31, § 12(5) , Aug. 6, 1981 , 95 Stat. 154
• § 1507b — Assistant Secretary of Commerce; appointment; compensation; duties
• § 1507c — Assistant Secretary of Commerce for Oceans and Atmosphere; duties; appointment; compensation
• § 1508 — General Counsel
• § 1509 — Designation of officer to sign routine papers
• § 151 — Directors
• § 1510 — Clerical assistants
• § 1511 — Bureaus in Department
• § 1511a — Repealed. Pub. L. 95–219, § 3(a)(2) , Dec. 28, 1977 , 91 Stat. 1613
• § 1511b — United States fishery trade officers
• § 1511c — Estuarine Programs Office
• § 1511d — Chesapeake Bay Office
• § 1511e — Repealed. Pub. L. 111–314, § 6 , Dec. 18, 2010 , 124 Stat. 3444
• § 1512 — Powers and duties of Department
• § 1513 — Duties and powers vested in Department
• § 1513a — Cost estimates for National Oceanic and Atmospheric Administration programs included in Department budget justification
• § 1513b — Cost estimates for National Institute of Standards and Technology construction projects included in Department budget justification
• § 1514 — Basic authority for performance of certain functions and activities of Department
• § 1515 — Records, etc., of bureaus transferred to Department of Commerce
• § 1516 — Statistical information
• § 1516a — Statistics relating to social, health, and economic conditions of Americans of Spanish origin or descent
• § 1517 — Transfer of statistical or scientific work
• § 1518 — Custody of buildings; officers transferred
• § 1519 — Annual and special reports
• § 1519a — Repealed. Pub. L. 97–449, § 7(b) , Jan. 12, 1983 , 96 Stat. 2443
• § 152 — Reports; records for public inspection
• § 1520 — Repealed. Pub. L. 91–412, § 3(d) , Sept. 25, 1970 , 84 Stat. 864
• § 1521 — Working capital fund; establishment; amount; uses; reimbursement
• § 1521a — Department of Commerce Nonrecurring Expenses Fund
• § 1522 — Acceptance of gifts and bequests for purposes of the Department; separate fund; disbursements
• § 1523 — Tax status of gifts and bequests of property
• § 1524 — Investment and reinvestments of moneys; credit and disbursement of interest
• § 1525 — Special studies; special compilations, lists, bulletins, or reports; clearinghouse for technical information; transcripts or copies; cost payments for special work; joint projects: cost apportionment, waiver
• § 1526 — Receipts for work or services; deposit in special accounts; availability for payment of costs, repayment or advances to appropriations or funds, refunds, credits to working capital funds; appropriation limitation of annual expenditures from accounts
• § 1527 — Fees or charges for services or publications under existing law unaffected
• § 1527a — Economics and Statistics Administration Revolving Fund
• § 1528 — Transferred
• § 1529 — Relinquishment of legislative jurisdiction over certain lands
• § 153 — Dividends
• § 1530 — Awarding of contracts for performance of commercial activity by National Oceanic and Atmospheric Administration
• § 1531 — Buying Power Maintenance accounts for International Trade Administration, Export Administration, and United States Travel and Tourism Administration
• § 1532 — Telecommunications; electromagnetic radiation; research, analysis, dissemination of information; other functions of Secretary
• § 1533 — Repealed. Pub. L. 111–358, title IV, § 407(c) , Jan. 4, 2011 , 124 Stat. 4004
• § 1534 — Assessment of fees for access to environmental data
• § 1535 — Repealed. Pub. L. 111–314, § 6 , Dec. 18, 2010 , 124 Stat. 3444
• § 1536 — Prohibition against fraudulent use of “Made in America” labels
• § 1537 — Needs assessment for data management, archival, and distribution
• § 1538 — Notice of reprogramming
• § 1539 — Financial assistance
• § 154 — Investigations by registrar; revocation of certificate of incorporation
• § 1540 — Cooperative agreements
• § 1541 — Administrative Law Judges
• § 1542 — Establishment of the Ernest F. Hollings Scholarship Program
• § 1543 — Task force on job repatriation and manufacturing growth
• § 1544 — Promotion of tourist travel
• § 1545 — Cooperation with travel agencies; publication of information
• § 1546 — United States Travel and Tourism Advisory Board
• § 1547 — Rules and regulations; employees
• § 1548 — Authorization of appropriations
• § 155 — Authority of registrar in obtaining evidence
• § 156 — Dissolution of corporation; trustees
• § 157 — Regulations and fees; disposition of fees and penalties
• § 158 — False or fraudulent statements prohibited; penalties
• § 159 — Unauthorized use of legend; penalty
• § 15a — Suits by United States; amount of recovery; prejudgment interest
• § 15b — Limitation of actions
• § 15c — Actions by State attorneys general
• § 15d — Measurement of damages
• § 15e — Distribution of damages
• § 15f — Actions by Attorney General
• § 15g — Definitions
• § 15h — Applicability of parens patriae actions
• § 16 — Judgments
• § 160 — Maintenance of agent for service
• § 1601 — Congressional findings and declaration of purpose
• § 1602 — Definitions and rules of construction
• § 1603 — Exempted transactions
• § 1604 — Disclosure guidelines
• § 1605 — Determination of finance charge
• § 1606 — Determination of annual percentage rate
• § 1607 — Administrative enforcement
• § 1608 — Views of other agencies
• § 1609 — Repealed. Pub. L. 94–239, § 3(b)(1) , Mar. 23, 1976 , 90 Stat. 253
• § 161 — Alteration, amendment, or repeal
• § 1610 — Effect on other laws
• § 1611 — Criminal liability for willful and knowing violation
• § 1612 — Effect on government agencies
• § 1613 — Annual reports to Congress by Bureau
• § 1614 — Repealed. Pub. L. 96–221, title VI, § 616(b) , Mar. 31, 1980 , 94 Stat. 182
• § 1615 — Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans
• § 1616 — Board review of consumer credit plans and regulations
• § 162 — Creation of China corporations restricted
• § 1631 — Disclosure requirements
• § 1632 — Form of disclosure; additional information
• § 1633 — Exemption for State-regulated transactions
• § 1634 — Effect of subsequent occurrence
• § 1635 — Right of rescission as to certain transactions
• § 1636 — Repealed. Pub. L. 96–221, title VI, § 614(e)(1) , Mar. 31, 1980 , 94 Stat. 180
• § 1637 — Open end consumer credit plans
• § 1637a — Disclosure requirements for open end consumer credit plans secured by consumer’s principal dwelling
• § 1638 — Transactions other than under an open end credit plan
• § 1638a — Reset of hybrid adjustable rate mortgages
• § 1639 — Requirements for certain mortgages
• § 1639a — Duty of servicers of residential mortgages
• § 1639b — Residential mortgage loan origination
• § 1639c — Minimum standards for residential mortgage loans
• § 1639d — Escrow or impound accounts relating to certain consumer credit transactions
• § 1639e — Appraisal independence requirements
• § 1639f — Requirements for prompt crediting of home loan payments
• § 1639g — Requests for payoff amounts of home loan
• § 1639h — Property appraisal requirements
• § 1640 — Civil liability
• § 1641 — Liability of assignees
• § 1642 — Issuance of credit cards
• § 1643 — Liability of holder of credit card
• § 1644 — Fraudulent use of credit cards; penalties
• § 1645 — Business credit cards; limits on liability of employees
• § 1646 — Dissemination of annual percentage rates; implementation, etc.
• § 1647 — Home equity plans
• § 1648 — Reverse mortgages
• § 1649 — Certain limitations on liability
• § 1650 — Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest
• § 1651 — Procedure for timely settlement of estates of decedent obligors
• § 1661 — Catalogs and multiple-page advertisements
• § 1662 — Advertising of downpayments and installments
• § 1663 — Advertising of open end credit plans
• § 1664 — Advertising of credit other than open end plans
• § 1665 — Nonliability of advertising media
• § 1665a — Use of annual percentage rate in oral disclosures; exceptions
• § 1665b — Advertising of open end consumer credit plans secured by consumer’s principal dwelling
• § 1665c — Interest rate reduction on open end consumer credit plans
• § 1665d — Reasonable penalty fees on open end consumer credit plans
• § 1665e — Consideration of ability to repay
• § 1666 — Correction of billing errors
• § 1666a — Regulation of credit reports
• § 1666b — Timing of payments
• § 1666c — Prompt and fair crediting of payments
• § 1666d — Treatment of credit balances
• § 1666e — Notification of credit card issuer by seller of return of goods, etc., by obligor; credit for account of obligor
• § 1666f — Inducements to cardholders by sellers of cash discounts for payments by cash, check or similar means; finance charge for sales transactions involving cash discounts
• § 1666g — Tie-in services prohibited for issuance of credit card
• § 1666h — Offset of cardholder’s indebtedness by issuer of credit card with funds deposited with issuer by cardholder; remedies of creditors under State law not affected
• § 1666i — Assertion by cardholder against card issuer of claims and defenses arising out of credit card transaction; prerequisites; limitation on amount of claims or defenses
• § 1666i–1 — Limits on interest rate, fee, and finance charge increases applicable to outstanding balances
• § 1666i–2 — Additional limits on interest rate increases