Federal · Title 15 — Commerce and Trade

15 U.S.C. § 57b: Protection for voluntary provision of information

Read the full statutory text
a possible unfair or deceptive act or practice, as defined in section 45(a) of this title ; or assets subject to recovery by the Commission, including assets located in foreign jurisdictions; for the underlying conduct reported; or to any Federal agency for providing such material or for any failure to comply with any obligation the entity may have to notify a Federal agency prior to providing such material to the Commission. related to possibly fraudulent or deceptive commercial practices; related to persons involved in such practices; or otherwise subject to recovery by the Commission; or a disclosure regarding suspicious chargeback rates related to possibly fraudulent or deceptive commercial practices. Any entity described in subsection (d) that voluntarily provides consumer complaints sent to it, or information contained therein, to the Commission shall not be liable to any person under any law or regulation of the United States, or under the constitution, or any law or regulation, of any State, political subdivision of a State, territory of the United States, or the District of Columbia, for such provision of material or for any failure to provide notice of such provision of material or of intention to so provide material. This subsection shall not provide any exemption from liability for the underlying conduct. A financial institution as defined in section 5312 of title 31 . To the extent not included in paragraph (1), a bank or thrift institution, a commercial bank or trust company, an investment company, a credit card issuer, an operator of a credit card system, and an issuer, redeemer, or cashier of travelers’ checks, money orders, or similar instruments. A courier service, a commercial mail receiving agency, an industry membership organization, a payment system provider, a consumer reporting agency, a domain name registrar or registry acting as such, and a provider of alternative dispute resolution services. An Internet service provider or provider of telephone services.

Verify at the official source: Federal legislative text

Facing this? Know exactly what happens next.

MOFRD turns this code section into your situation: the deadlines that apply to you, the forms your county uses, and the resolution paths people in your position actually take. Free for 3 days — no card required.

This page is legal information, not legal advice. Code text is sourced from official publications and may lag amendments — always confirm at the official source linked above. Plain-English summaries and relationship data are AI-derived and reviewed on an ongoing basis; verify with a licensed attorney before acting.