Federal · Title 15 — Commerce and Trade

15 U.S.C. § 1692j: Furnishing certain deceptive forms

Misdemeanor

What this law says, in plain English

It is unlawful to design or provide deceptive forms that create false belief a third party is collecting a debt when they are not. Violators face the same liability as debt collectors under federal law.

Read the full statutory text

It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 1692k of this title for failure to comply with a provision of this subchapter.

Verify at the official source: Federal legislative text

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This page is legal information, not legal advice. Code text is sourced from official publications and may lag amendments — always confirm at the official source linked above. Plain-English summaries and relationship data are AI-derived and reviewed on an ongoing basis; verify with a licensed attorney before acting.