Federal · Title 15 — Commerce and Trade

15 U.S.C. § 1681q: Obtaining information under false pretenses

Misdemeanor

What this law says, in plain English

A person who knowingly obtains consumer information from a reporting agency using false pretenses may be fined, imprisoned up to 2 years, or both.

Read the full statutory text

Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both.

Verify at the official source: Federal legislative text

Facing this? Know exactly what happens next.

MOFRD turns this code section into your situation: the deadlines that apply to you, the forms your county uses, and the resolution paths people in your position actually take. Free for 3 days — no card required.

Start your matter free Ask Law Link about this code

This page is legal information, not legal advice. Code text is sourced from official publications and may lag amendments — always confirm at the official source linked above. Plain-English summaries and relationship data are AI-derived and reviewed on an ongoing basis; verify with a licensed attorney before acting.