12 U.S.C. § 4904: Notification upon cancellation or termination

that the private mortgage insurance has terminated and that the mortgagor no longer has private mortgage insurance; and that no further premiums, payments, or other fees shall be due or payable by the mortgagor in connection with the private mortgage insurance. If a servicer determines that a mortgage did not meet the requirements for termination or cancellation of private mortgage insurance under subsection (a) or (b) of section 4902 of this title , the servicer shall provide written notice to the mortgagor of the grounds relied on to make the determination (including the results of any appraisal used to make the determination). the date on which a request is received under section 4902(a)(1) of this title ; or the date on which the mortgagor satisfies any evidence and certification requirements under section 4902(a)(3) 1 of this title; and 1 See References in Text note below. with respect to termination of private mortgage insurance under section 4902(b) of this title , not later than 30 days after the scheduled termination date.