12 U.S.C. § 4802: Administrative consideration of burden with new regulations

any administrative burdens that such regulations would place on depository institutions, including small depository institutions and customers of depository institutions; and the benefits of such regulations. the agency determines, for good cause published with the regulation, that the regulation should become effective before such time; the regulation is issued by the Board of Governors of the Federal Reserve System in connection with the implementation of monetary policy; or the regulation is required to take effect on a date other than the date determined under this paragraph pursuant to any other Act of Congress. Any person who is subject to a regulation described in paragraph (1) may comply with the regulation before the effective date of the regulation.