Federal · Title 12 — Banks and Banking
12 U.S.C. § 3404: Customer authorizations
Read the full statutory text
authorizes such disclosure for a period not in excess of three months; states that the customer may revoke such authorization at any time before the financial records are disclosed; identifies the financial records which are authorized to be disclosed; specifies the purposes for which, and the Government authority to which, such records may be disclosed; and states the customer’s rights under this chapter. No such authorization shall be required as a condition of doing business with any financial institution. The customer has the right, unless the Government authority obtains a court order as provided in section 3409 of this title , to obtain a copy of the record which the financial institution shall keep of all instances in which the customer’s record is disclosed to a Government authority pursuant to this section, including the identity of the Government authority to which such disclosure is made.
Verify at the official source: Federal legislative text
Facing this? Know exactly what happens next.
MOFRD turns this code section into your situation: the deadlines that apply to you, the forms your county uses, and the resolution paths people in your position actually take. Free for 3 days — no card required.
This page is legal information, not legal advice. Code text is sourced from official publications and may lag amendments — always confirm at the official source linked above. Plain-English summaries and relationship data are AI-derived and reviewed on an ongoing basis; verify with a licensed attorney before acting.