California · Penal Code
PEN §484i: (a) Every person who possesses an incomplete access card, with intent to complete it without the consent of the issuer, is guilty of a misdemeanor.
What this law says, in plain English
Possessing an incomplete access card intending to complete it without issuer consent is a misdemeanor. Altering access card account information to charge transactions to someone other than the cardholder constitutes forgery.
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