California

Insurance Code

4,514 sections, each with the official text and a plain-English explanation of what it means for you.

• § 1775 — All such reports and statements shall be made on blanks furnished to the surplus line broker by the commissioner on application therefor.
• § 1775.1 — (a) Each calendar year, every surplus line broker whose annual tax for the preceding calendar year was twenty thousand dollars ($20,000) or more shall make monthly installment payments on account of t
• § 1775.2 — On or before February 1 of each year, the commissioner shall post on the department’s Internet Web site the installment payment forms prescribed by the commissioner to accompany surplus line tax remit
• § 1775.3 — Each surplus line broker required to make monthly installment payments shall remit them on or before the first day of the third calendar month following the end of the accounting month in which the bu
• § 1775.4 — (a) The amount of the payment shall be 3 percent of the gross premiums charged less return premiums upon business done by the surplus line broker during the calendar month ending two calendar months i
• § 1775.5 — (a) Every surplus line broker shall annually, on or before the first day of March of each year, pay to the Insurance Commissioner for the use of the State of California a tax of 3 percent of the gross
• § 1775.6 — All tax moneys received by the commissioner pursuant to this chapter shall be transmitted to the State Treasurer to be deposited in the State Treasury to the credit of the Insurance Tax Fund.
• § 1775.7 — The money in the Insurance Tax Fund received from the commissioner pursuant to Section 1775.
• § 1775.8 — (a) On and after January 1, 1994, and before January 1, 1995, every surplus line broker whose annual taxes for business done in calendar year 1992 or whose quarterly taxes for business done in calenda
• § 1775.9 — (a) If the commissioner determines that the amount of tax reported by the surplus line broker is less than the tax disclosed by the commissioner’s examination, the commissioner shall permit the surplu
• § 1776 — Any surplus line broker who willfully fails or refuses to report to the commissioner any insurance on subject matter located within this state placed under his or her name with nonadmitted insurers, o
• § 1778 — When a surplus line broker’s license is revoked for any reason other than the insufficiency of his sureties, a new license shall not be issued to him within one year after such revocation and until al
• § 1779 — Every California home state insured for whom insurance has been effected with nonadmitted insurers shall, upon request in writing by the commissioner, produce for the commissioner’s examination all po
• § 1780 — A licensee or applicant for a license under this chapter shall notify the commissioner, in writing, of any change in the address from which he intends to conduct his business.
• § 1780.50 — (a) The Legislature finds and declares that consumers in the State of California have insurance needs which cannot always be met through the admitted insurance market.
• § 1780.51 — (a) As used in this chapter, “surplus line advisory organization” shall mean the organization authorized to perform the duties delegated by the commissioner under this chapter and to exercise the auth
• § 1780.52 — (a) The surplus line advisory organization shall be deemed a joint arrangement established by statute to assure the availability of insurance on a sound basis under paragraph (2) of subdivision (b) of
• § 1780.53 — The commissioner shall remain fully responsible for supervising the implementation and administration of the surplus line law and for all regulatory decisions and initiatives in connection therewith,
• § 1780.54 — To be authorized to perform the duties delegated by the commissioner under this chapter and to exercise the authority incidental thereto, an organization must satisfy the requirements of this section.
• § 1780.55 — (a) Within 120 days after the filing of the documents required by subdivision (b) of Section 1780.
• § 1780.56 — (a) The commissioner may delegate one or more of the following duties to a qualified surplus line advisory organization under this chapter: (1) To receive, review, and record all documents required by
• § 1780.57 — If the commissioner delegates to the surplus line advisory organization one or more of the duties set forth in Section 1780.
• § 1780.58 — (a) The surplus line advisory organization shall be subject to the supervision of the commissioner, including, but not limited to, the powers of the commissioner pursuant to Article 6.
• § 1780.59 — (a) If, as a result of the commissioner’s examination of the surplus line advisory organization or otherwise, there is good cause to believe that the advisory organization does not comply with any pro
• § 1780.60 — (a) If there is good cause to believe that the surplus line advisory organization’s noncompliance with any provision of this chapter is willful, or if within the period prescribed by the commissioner
• § 1780.61 — If, after a hearing pursuant to subdivision (d) of Section 1780.
• § 1780.62 — Except as otherwise provided in this chapter, the proceedings required or authorized by subdivision (d) of Section 1780.
• § 1780.63 — (a) Any finding, determination, rule, ruling, or order made by the commissioner under this chapter shall be subject to review by the courts of this state, and proceedings on review shall be conducted
• § 1780.64 — (a) If the surplus line advisory organization, or any of its officers, committee members, agents, or employees, fails to comply with a final order of the commissioner under this chapter, the advisory
• § 1780.65 — Any action by the surplus line advisory organization may be reviewed by the commissioner upon petition by any person adversely affected thereby, but only after all applicable remedies available under
• § 1780.66 — (a) There shall be no liability on the part of, and no cause of action of any nature shall arise against, the surplus line advisory organization, or its members, officers, committee members, agents, o
• § 1780.67 — (a) No person shall serve on the governing body of the surplus line advisory organization if in the past 10 years that person has been disciplined for violating the insurance laws or regulations of th
• § 1781.1 — This chapter shall be known and may be cited as the Reinsurance Intermediary Act.
• § 1781.10 — (a) A reinsurance intermediary shall be subject to examination by the commissioner.
• § 1781.11 — (a) A reinsurance intermediary, insurer, or reinsurer found by the commissioner to be in violation of this chapter, after a hearing conducted in accordance with Chapter 5 (commencing with Section 1150
• § 1781.12 — The commissioner may adopt reasonable rules and regulations for the implementation and administration of this chapter.
• § 1781.13 — No insurer or reinsurer may continue to utilize the services of a reinsurance intermediary on and after January 1, 1992, unless utilization is in compliance with this chapter.
• § 1781.14 — (a) A reinsurance intermediary shall comply with any order of a court of competent jurisdiction or a duly constituted arbitration panel requiring the production of nonprivileged documents by the reins
• § 1781.2 — As used in this chapter: (a) “Actuary” means a person who is a member in good standing of the American Academy of Actuaries, the Casualty Actuarial Society, or the Society of Actuaries, and is qualifi
• § 1781.3 — (a) No person, firm, association, or corporation shall act as a reinsurance intermediary-broker in this state unless licensed as follows: (1) If the reinsurance intermediary-broker maintains an office
• § 1781.4 — Transactions between a reinsurance intermediary-broker and the insurer it represents in that capacity shall only be entered into pursuant to a written authorization specifying the responsibilities of
• § 1781.5 — (a) For at least 10 years after expiration of each contract of reinsurance transacted by a reinsurance intermediary-broker, the reinsurance intermediary-broker shall keep a complete record for each tr
• § 1781.6 — (a) An insurer shall not engage the services of any person, firm, association, or corporation to act as a reinsurance intermediary-broker on its behalf unless the person is licensed as required by sub
• § 1781.7 — Transactions between a reinsurance intermediary-manager and the reinsurer it represents in that capacity shall only be entered into pursuant to a written contract specifying the responsibilities of ea
• § 1781.8 — The reinsurance intermediary-manager shall not do any of the following: (a) Directly or indirectly receive any compensation for the placement of retrocessions on behalf of the reinsurer.
• § 1781.9 — (a) A reinsurer shall not engage the services of any person, firm, association, or corporation to act as a reinsurance intermediary-manager on its behalf, unless the person is licensed as required by
• § 18 — “Signature” or “subscription” includes mark when the signer or subscriber can not write, such signer’s or subscriber’s name being written near the mark by a witness who writes his own name near the si
• § 1800 — (a) An insurer shall not execute an undertaking of bail except by and through a person holding a bail license issued as provided in this chapter.
• § 1800.4 — As used in this chapter, the term “bail bond” includes any contract not executed by a surety insurer for or method of release of person arrested or confined on account of any actual or alleged violati
• § 1800.5 — This chapter shall not affect the negotiation through a licensed broker or agent for, nor the execution or delivery of an undertaking of bail, executed by an insurer for its insured under a policy of
• § 1800.6 — This chapter shall not limit the power of any city or county to enact other and further regulations concerning, and not in conflict with, the provisions of this chapter.
• § 1800.7 — Any individual person may execute or furnish a bail bond if no consideration is paid or allowed, directly or indirectly, by any person for the execution or furnishing thereof, provided such person doe
• § 1800.75 — No person shall advertise or hold himself out as engaging in the business of executing, delivering, or furnishing bail bonds or undertakings of bail whether or not for consideration without holding at
• § 1800.8 — The permits required by this chapter are in addition to any and all other permits or licenses required by law.
• § 1801 — (a) Bail licenses are: (1) Bail agents’ licenses.
• § 1802 — (a) A bail agent’s license by its terms permits the licensee to solicit, negotiate, and effect undertakings of bail on behalf of any surety insurer while there is in effect an unrevoked notice of appo
• § 1802.1 — (a) Every applicant for a license to act as a bail agent shall file with the commissioner a notice of appointment executed by a surety insurer or its authorized representative authorizing that applica
• § 1802.2 — Any bail licensee who has purchased or succeeded to the bona fide business of another bail licensee shall be entitled to use a true or fictitious name used by his predecessor if the predecessor has co
• § 1802.3 — (a) A bail fugitive recovery agent’s license, by its terms, permits the licensee to engage in the activities of a bail fugitive recovery agent as set forth in paragraph (4) of subdivision (a) of Secti
• § 1802.5 — A bail permittee’s license, by its terms, permits the licensee to solicit, negotiate, issue, and deliver bail bonds.
• § 1802.6 — The holder of a bail permittee’s license may, upon filing of proper documents specified in Section 1802.
• § 1802.7 — Any applicant may deposit with the commissioner, in lieu of a bond required by this chapter, securities of the kind and character set forth in sections 1170 to 1175, and 1179 to 1240, in a sum not les
• § 1802.71 — The holder, or former holder of a bail license, who has deposited with the commissioner securities in lieu of a bond as provided by Section 1802.
• § 1802.72 — The former holder of any bail license, who has surrendered any and all licenses to the commissioner, and who has on deposit with the commissioner securities in lieu of bond as provided by Section 1802
• § 1802.73 — The application shall be in writing, verified, and shall state: (a) The nature of all bail licenses held by the applicant and the period during which the applicant was authorized to transact bail busi
• § 1802.74 — The commissioner shall publish daily for one week in a newspaper of general circulation in each county in which the applicant transacted bail under any license, a notice of the application to withdraw
• § 1802.75 — The commissioner shall make an examination of the books and records of the applicant.
• § 1802.76 — Upon failure of the applicant to pay the expense of publication of notice within 30 days after the presentation of the bill therefor, the commissioner shall collect the costs out of the deposited secu
• § 1802.77 — If the commissioner is satisfied from the application and the examination of the books and records of the applicant that the applicant has, in fact, complied with the representations made in his appli
• § 1803 — A bail solicitor’s license, by its terms, permits the licensee to transact bail on behalf of and as the employee of the holder of the bail licenses therein designated while there is in effect and on f
• § 1804 — An applicant for bail license shall file with the commissioner an application in such form and having such supporting documents as the commissioner prescribes, except that the application shall be ver
• § 1805 — The commissioner may decline to issue a bail license until he is satisfied that: (a) The applicant is of good business reputation and of good general reputation.
• § 1806 — The commissioner may suspend, revoke or refuse to issue any license under this chapter whenever it is made to appear to him that the holder of such permit is not a fit or proper person to be permitted
• § 1807 — The commissioner may suspend or revoke any bail license for any cause for which he could deny such license.
• § 1807.5 — Except as provided in Sections 1669 and 1738, the commissioner shall not deny, suspend, or revoke any license, issued under this article, without first granting a hearing, upon reasonable notice to th
• § 1807.7 — Commencing on January 1, 2011, all licenses issued pursuant to this article shall be for a license term of two years.
• § 1807.8 — “License term” as used in this chapter means all of that two-year period beginning as described in subdivision (a) or (b) of Section 1807.
• § 1807.9 — “License year” as used in this chapter shall be determined for each individual and entity as follows: (a) Upon initial licensing, the license year starts on the date the license is issued.
• § 1808 — (a) Applications for renewal of licenses may be filed on or before the expiration date upon payment of the fees for filing specified in Section 1811.
• § 1809 — The provisions of law relating to unlawful rebates shall not apply to commissions or other consideration paid or exchanged between licensees under this chapter, except that in such case the licensee w
• § 1810 — (a) Natural persons can be licensed under this chapter.
• § 1810.5 — The commissioner shall not issue a bail license to any person unless and until the applicant takes and passes an examination given by the commissioner as provided in this chapter.
• § 1810.6 — The commissioner shall conduct or arrange for written examination to be given at least twice a year upon questions proposed by the commissioner as to the qualifications of applicants to hold a bail li
• § 1810.7 — (a) In order to be eligible to take the examination required to be licensed under this chapter, the applicant shall have completed the following: (1) A minimum of 20 hours of classroom education in su
• § 1810.8 — (a) The commissioner may issue a temporary license to the executor or administrator of the estate of a deceased holder of a bail agent’s license, bail permittee’s license, or bail fugitive recovery ag
• § 1810.9 — A renewal license shall be issued by the commissioner to a licensee upon proof of current licensure, payment of a renewal fee, and completion of the continuing education requirements as required by su
• § 1811 — For the commissioner’s services in connection with the filing of any application or request for any license under this chapter, the commissioner shall charge and collect the following fees: (a) For fi
• § 1812 — The commissioner may make reasonable rules necessary, advisable, or convenient for the administration and enforcement of the provisions of this chapter.
• § 1813 — The commissioner, after notice and hearing, in accordance with the procedure provided in Article 13 (commencing with Section 1737) of Chapter 5 may suspend, revoke, or deny any license or certificate
• § 1814 — The violation of any foregoing provision of this chapter, or of any rule of the commissioner made pursuant thereto, is a public offense, punishable by fine not exceeding ten thousand dollars ($10,000)
• § 1815 — (a) The commissioner shall publish and maintain a list of the names of holders of bail agents’ and bail permittees’ licenses and their solicitors and bail fugitive recovery agents’ licenses on the dep
• § 1819 — The certificate of the commissioner certifying any facts found after hearing held under this chapter shall be prima facie evidence of the facts set forth therein.
• § 1820 — Every bail license shall be prominently displayed in the office of the licensee.
• § 1821 — (a) A license shall not be refused by the commissioner without proceedings in accordance with Chapter 5 (commencing with Section 11500) of Part 1 of Division 3 of Title 2 of the Government Code, being
• § 1822 — A licensee or applicant for a license under this chapter shall notify the commissioner, in writing, of any change in the address from which he intends to conduct his business.
• § 1823 — All surety companies which execute undertakings of bail shall keep any moneys collected from agents licensed pursuant to this code as buildup or reserve funds in segregated trust accounts within the s
• § 1831 — The following persons are exempt from this chapter: (a) Active members of the State Bar of California.
• § 1832 — An employee or officer of any insurer is not eligible for license as a life and disability insurance analyst.
• § 1833 — A license to act as life insurance analyst shall not be issued to any person not residing in this state, nor to any person who is under 18 years of age at the time of application.
• § 1834 — Such license shall be obtained only on a written application on a form prescribed by the commissioner.
• § 1835 — The applicant shall answer under oath such interrogatories as the commissioner himself or through his deputies propounds on forms prepared by the commissioner.
• § 1836 — A license shall not be issued until the commissioner has satisfied himself upon evidence presented and recorded as to the integrity of the applicant and that the applicant: (a) Is of good business rep
• § 1837 — The commissioner may decline to issue a license if an applicant: (a) Has been refused a license or had a license revoked by any public authority for reasons which indicated lack of honesty or integrit
• § 1838 — A license shall not be refused by the commissioner on the basis of Section 1836, excepting subdivision (g), without hearing on notice to the applicant.
• § 1839 — The commissioner shall conduct or arrange for a written examination, to be given at least twice a year upon questions prepared by the commissioner, as to the qualifications of the applicant to act as
• § 1840 — The examination shall be of sufficient scope to satisfy the commissioner that the applicant has sufficient knowledge of and is thoroughly familiar with the life and disability insurance laws of this s
• § 1841 — Every individual and organization licensee, and every applicant for such a license, under this chapter shall file with the commissioner in writing the true name of the individual or organization, and
• § 1842 — (a) The provisions of Chapter 5 (commencing with Section 1621) concerning the license period and the procedure and time for filing applications for renewal of licenses and for filing notices of intent
• § 1842.1 — (a) An organization may hold a license to act as a life and disability insurance analyst.
• § 1843 — The provisions of Sections 780, 781, 782 and 784, Article 6.
• § 1844 — Any person who acts, offers to act, or assumes to act, as a life and disability insurance analyst when not licensed by the commissioner as provided by this article, or after the license granted to him
• § 1845 — Any person who acts, offers to act or assumes to act as a life and disability insurance analyst in violation of Section 1844 is guilty of a public nuisance and may be enjoined from so doing pursuant t
• § 1846 — A licensee or applicant for a license under this article shall notify the commissioner, in writing, of any changes in the address from which he intends to conduct his business.
• § 1848 — A person licensed pursuant to this chapter shall not charge a fee for any service which is customarily associated with the solicitation of insurance sales or the servicing of insurance contracts writt
• § 1849 — The department may, from time to time, publish rules and regulations regarding the initial and continuing qualifications to obtain the life and disability insurance analyst license.
• § 1850.4 — In this chapter “casualty insurance” means all classes of insurance to which the provisions of this chapter are applicable and which are included within Sections 105, 107, 108, 110, 112, 113, 115, and
• § 1850.5 — In this chapter “wilful” or “wilfully” in relation to an act or omission which constitutes a violation of this chapter means with actual knowledge or belief that such act or omission constitutes such
• § 1851 — The provisions of this chapter shall apply to all insurance on risks or on operations in this state, except: (a) Reinsurance, other than joint reinsurance to the extent stated in Article 5 (commencing
• § 1851.1 — Notwithstanding subdivision (f) of Section 1851 or any other provision of law and except as and to the extent otherwise provided in Section 1854.
• § 1853.5 — With respect to any matters pertaining to the making of rates or rating systems, the preparation or making of insurance policy or bond forms, underwriting rules, surveys, inspections and investigation
• § 1853.8 — Agreements may be made among admitted insurers with respect to the equitable apportionment among them of casualty insurance which may be afforded applicants who are in good faith entitled to but who a
• § 1853.9 — Upon compliance with the provisions of this chapter applicable thereto any rating organization, advisory organization, and any group, association or other organization of admitted insurers which engag
• § 1853.95 — Admitted insurers are hereby expressly authorized to enter into agreements with the Department of Veterans Affairs with respect to the furnishing of insurance covering property being purchased from su
• § 1853.96 — The use of such rates and forms by insurers pursuant to such agreements is hereby expressly permitted, and the provisions of Section 1852 are not applicable thereto.
• § 1853.97 — Automobile liability insurance and automobile physical damage insurance may, at the option of the insurer, be considered a single line for rate filing purposes.
• § 1855 — No advisory organization shall conduct its operations in this State unless and until it has filed with the commissioner (a) a copy of its constitution, articles of incorporation, agreement or associat
• § 1855.1 — It is the intent of the Legislature in enacting this article to promote competition in the insurance business and provide a means whereby insurance consumers can more easily comparison shop for insura
• § 1855.2 — As used in this article, “advisory organization” means every group, association, or other organization of insurers, whether located within or outside of this state, that develops and prepares policy o
• § 1855.3 — Two or more insurers may cooperate with and act in concert with others as members of an advisory organization with respect to any matters pertaining to the preparation or making of insurance policy or
• § 1855.4 — Members and subscribers of advisory organizations may use the policy or bond forms, or manuals, of advisory organizations, either consistently or intermittently, but, except for insurers having common
• § 1855.5 — (a) An advisory organization may prepare and distribute insurance policy or bond forms, and manuals, including policy writing rules, rating plans, classification codes and descriptions, territory code
• § 1856 — Every group, association or other organization of insurers which engages in joint underwriting or joint reinsurance through such group, association or organization or by standing agreement among the m
• § 1857 — (a) Every insurer or advisory organization and every group, association, or other organization of insurers that engages in joint underwriting or joint reinsurance shall maintain reasonable records, of
• § 1857.1 — The commissioner shall, at least once every five years, and may as often as may be reasonable and necessary, make or cause to be made an examination of each licensed rating organization, and he may, a
• § 1857.2 — The commissioner may, at any reasonable time, make or cause to be made an examination of every admitted insurer transacting any class of insurance to which the provisions of this chapter are applicabl
• § 1857.3 — The officers, managers, agents and employees of any such organization, group, association or insurer may be examined at any time under oath and shall exhibit all books, records, accounts, documents or
• § 1857.4 — The reasonable cost of any examination authorized by this article shall be paid by the organization, group, association or insurer to be examined.
• § 1857.7 — The application referred to in subdivision (b) of Section 1861.
• § 1857.9 — (a) An insurer doing business in this state, except as provided by subdivision (f), shall report the information specified by the commissioner that is collected by a licensed advisory organization on
• § 1858 — (a) Any person aggrieved by any rate charged, rating plan, rating system, or underwriting rule followed or adopted by an insurer or rating organization, may file a written complaint with the commissio
• § 1858.01 — (a) Whenever a written complaint has been filed with the commissioner, the commissioner shall review and investigate the matter complained of as provided by Section 1858 and shall make a determination
• § 1858.02 — (a) The commissioner may seek resolution of a complaint by informal conciliation at any time and may require the complainant and insurer or rating organization to meet and confer for the purposes of r
• § 1858.05 — Whenever a written complaint and request for hearing with the commissioner has been filed pursuant to Section 1858, and the complaint concerns medical malpractice insurance, the commissioner shall wit
• § 1858.07 — (a) Any person who uses any rate, rating plan, or rating system in violation of this chapter is liable to the state for a civil penalty not to exceed five thousand dollars ($5,000) for each act, or, i
• § 1858.1 — If after examination of an insurer, rating organization, advisory organization, or group, association, or other organization of insurers which engages in joint underwriting or joint reinsurance, or up
• § 1858.15 — Once commenced, an examination pursuant to Section 1858.
• § 1858.2 — (a) If the insurer, organization, group, or association does not make those changes as may be necessary to correct the noncompliance specified in the notice issued under Section 1858.
• § 1858.3 — If after a hearing pursuant to Section 1858.
• § 1858.35 — On or before May 1 of each year, the commissioner shall submit a report to the Legislature and the Governor stating the number and type of complaints received under this article and the status and dis
• § 1858.4 — In addition to other penalties provided in this code, the commissioner shall suspend or revoke, in whole or in part, the license of any rating organization or the certificate of authority of any insur
• § 1858.5 — Except as otherwise provided in this chapter, all proceedings in connection with the denial, suspension or revocation of a license or certificate of authority under this chapter shall be conducted in
• § 1858.6 — Any finding, determination, rule, ruling or order made by the commissioner under this chapter shall be subject to review by the courts of the State and proceedings on review shall be in accordance wit
• § 1858.7 — Whenever the commissioner determines that a rate is excessive or not excessive, he shall, upon the written request of any complainant, disclose the basis upon which such rate was determined to be exce
• § 1859 — No person, insurer or organization shall wilfully withhold information from, or knowingly give false or misleading information to, the commissioner or to any rating organization, advisory organization
• § 1859.1 — (a) Any person, insurer, organization, group, or association who fails to comply with a final order of the commissioner under this chapter shall be liable to the state in an amount not exceeding fifty
• § 1860 — Nothing in this chapter shall be construed to prohibit or regulate the payment of dividends, savings or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members or s
• § 1860.1 — No act done, action taken or agreement made pursuant to the authority conferred by this chapter shall constitute a violation of or grounds for prosecution or civil proceedings under any other law of t
• § 1860.2 — The administration and enforcement of this chapter shall be governed solely by the provisions of this chapter.
• § 1860.3 — The provisions of the following sections of this code shall be applicable to the administration, enforcement and interpretation of this chapter: Sections 1 to 41, both inclusive, 100 to 121, both incl
• § 1861.01 — Insurance Rate Rollback.
• § 1861.02 — (a) Rates and premiums for an automobile insurance policy, as described in subdivision (a) of Section 660, shall be determined by application of the following factors in decreasing order of importance
• § 1861.025 — A person is qualified to purchase a Good Driver Discount policy if he or she meets all of the following criteria: (a) He or she has been licensed to drive a motor vehicle for the previous three years.
• § 1861.03 — (a) The business of insurance shall be subject to the laws of California applicable to any other business, including, but not limited to, civil rights laws (Sections 51 to 53, inclusive, of the Civil
• § 1861.04 — Full Disclosure of Insurance Information.
• § 1861.05 — Approval of Insurance Rates.
• § 1861.055 — (a) The commissioner shall adopt regulations governing hearings required by subdivision (c) of Section 1861.
• § 1861.06 — Public notice required by this article shall be made through distribution to the news media and to any member of the public who requests placement on a mailing list for that purpose.
• § 1861.07 — All information provided to the commissioner pursuant to this article shall be available for public inspection, and the provisions of Section 7929.
• § 1861.08 — Hearings shall be conducted pursuant to Chapter 5 (commencing with Section 11500) of Part 1 of Division 3 of Title 2 of the Government Code, except that: (a) Hearings shall be conducted by administrat
• § 1861.09 — Judicial review shall be in accordance with Section 1858.
• § 1861.10 — Consumer Participation.
• § 1861.11 — Emergency Authority.
• § 1861.12 — Group Insurance Plans.
• § 1861.13 — Application.
• § 1861.137 — (a) Notwithstanding Section 1861.
• § 1861.14 — Enforcement & Penalties.
• § 1861.15 — (a) An insurer issuing policies as described in subdivision (a) of Section 660, shall, as a condition of obtaining and maintaining a certificate of authority to transact the business of insurance in t
• § 1861.16 — (a) An insurer issuing a policy described in subdivision (a) of Section 660 by or through an insurance agent where a commission is paid, directly or indirectly, to that agent shall, when issuing a pol
• § 1862 — It is the intent of the Legislature in enacting this chapter to assure the availability, stability, and affordability of liability insurance for operators of day care in this state, and to provide the
• § 1863 — Unless the provision or context otherwise requires, the following definitions govern the construction of this chapter: (a) “Commissioner” means the Insurance Commissioner of this state.
• § 1864 — (a) Each insurer engaged in writing child care liability insurance coverage in this state shall submit to the commissioner a report of its operations regarding child care liability claims experience f
• § 1870 — The Legislature finds and declares that for the purpose of creating a risk retention group, directors and officers of corporations, whether for profit or nonprofit, are engaged in the same line of bus
• § 1871 — The Legislature finds and declares as follows: (a) The business of insurance involves many transactions that have the potential for abuse and illegal activities.
• § 1871.1 — Insurers and their agents, while they are investigating suspected fraud claims, shall have access to all relevant public records that are required to be open for inspection under Division 10 (commenci
• § 1871.10 — It is unlawful to make or cause to be made a knowingly false or fraudulent material statement or material representation for the purpose of obtaining or amending an insurance policy under any line of
• § 1871.2 — (a) An insurer who, in connection with any insurance application, contract, or provision of contract, prints, reproduces, or furnishes a form to any person upon which that person applies for a policy,
• § 1871.3 — (a) In the case of any claim arising from the theft of an insured vehicle, prior to the settlement of the claim, the insurer shall secure from the insured a claim form which shall contain, among other
• § 1871.4 — (a) It is unlawful to do any of the following: (1) Make or cause to be made a knowingly false or fraudulent material statement or material representation for the purpose of obtaining or denying any co
• § 1871.5 — Any person convicted of workers’ compensation fraud pursuant to Section 1871.
• § 1871.6 — The provisions of Section 781 of the Penal Code are applicable to any prosecutions for violations of Section 1871.
• § 1871.7 — (a) It is unlawful to knowingly employ runners, cappers, steerers, or other persons to procure clients or patients to perform or obtain services or benefits pursuant to Division 4 (commencing with Sec
• § 1871.8 — An insurer or self-insured employer shall provide the following notice, in both English and Spanish, to an injured worker on or with a check for temporary disability benefits: WARNING: You are require
• § 1871.9 — The department shall post all of the following information on its Internet Web site for each person, as defined in Section 19, convicted of a violation of this article, Section 11760 or 11880, Section
• § 1872 — There is created within the department the Fraud Division to enforce the provisions of Sections 549, and 550 of the Penal Code, and to administer the provisions of Article 3 (commencing with Section 1
• § 1872.2 — For purposes of this article, “insurer” means any person who undertakes to indemnify another against loss, damage, or liability arising from a contingent or unknown event, including reciprocals and in
• § 1872.3 — (a) If, by its own inquiries or as a result of complaints, the Fraud Division has reason to believe that a person has engaged in, or is engaging in, an act or practice that violates Section 1871.
• § 1872.4 — (a) Any company licensed to write insurance in this state that has determined, after the completion of the insurer’s special investigative unit investigation, that it reasonably suspects or knows an a
• § 1872.41 — (a) An agent or broker who, before placing an insurance application with an insurer, reasonably suspects or knows that a fraudulent application is being made shall, within 60 days after the determinat
• § 1872.45 — A district attorney who files a criminal complaint pursuant to Section 549 or 550 of the Penal Code shall promptly do all of the following: (a) Notify each insurer affected by the acts that are the su
• § 1872.5 — No insurer, or the employees or agents of any insurer, shall be subject to civil liability for libel, slander, or any other relevant tort cause of action by virtue of providing any of the following wi