California

Insurance Code

4,514 sections, each with the official text and a plain-English explanation of what it means for you.

• § 1697 — A military service certificate of convenience may be issued to an organization only under the following circumstances: (a) Such organization is the holder of a permanent license, and (b) The person en
• § 1698 — The military service certificate of convenience referred to in Section 1697 expires at one of the following times, whichever occurs first: (a) Upon the qualification of a natural person to be named on
• § 17 — “Oath” includes affirmation.
• § 170 — Unless the policy otherwise provides, if a mortgagor of property effects insurance in his own name providing that the loss shall be payable to the mortgagee, or assigns a policy of insurance to a mort
• § 1702 — All licenses issued pursuant to this chapter shall be issued to the holder thereof.
• § 1703 — Every applicant for an original license under this chapter, Chapter 5A (commencing with Section 1759), Chapter 6 (commencing with Section 1760), or Chapter 7 (commencing with Section 1800) shall, as p
• § 1704 — (a) Any person acting as a licensee under this chapter shall not act as an agent of an insurer unless the insurer has filed with the commissioner a notice of appointment, executed by the insurer, appo
• § 1704.5 — (a) Except as provided in subdivision (b), a licensed life agent may present a proposal for insurance to a prospective policyholder on behalf of a life insurer for which the life agent is not specific
• § 1705 — An insurer, or employing property broker-agent or casualty broker-agent, by filing a notice of appointment on behalf of an applicant for an original license pursuant to Section 1704, and who is not th
• § 1707 — Except as otherwise provided in Section 1704.
• § 1707.5 — The commissioner in lieu of retaining in his or her files a copy of the notices of appointment or notices of termination described in Section 1707, if he or she has made entry of the facts pertaining
• § 1707.51 — (a) Notwithstanding any other provision of law, qualified applicants who applied in proper form and requested an examination date for a property, casualty, or life insurance license prior to December
• § 1707.7 — As part of the report required under Section 12922, the commissioner shall provide the following information for the previous calendar year ending December 31 for five years after the operative date o
• § 1708 — A licensee may at any time surrender for cancellation any license under which that licensee is permitted to act in any of the capacities specified in this chapter.
• § 171 — In case of such a provision or assignment, any act of the mortgagor, prior to the loss and which would otherwise avoid the insurance, will have the same effect, although the property is in the hands o
• § 1710 — All licenses issued to natural persons terminate upon the death of such person.
• § 1711 — For the purposes of this chapter and except as provided in this article, an organization ceases to exist as an entity eligible to hold a license: (a) Upon dissolution of a copartnership or upon any ch
• § 1712 — The termination of the existence of the license entity as provided in Section 1711, automatically terminates the right of that entity to transact insurance thereunder; except that a natural person, co
• § 1712.5 — (a) The license of an organization licensed as a property broker-agent, casualty broker-agent, or life agent shall become inoperative upon the removal or termination of the last natural person named t
• § 1716 — The provisions of this article shall not apply to any certificate of convenience other than a military service certificate of convenience issued to a natural person.
• § 1717 — All licenses issued under this chapter shall be for the license term specified in Section 1630.
• § 1717.5 — Notwithstanding any other provision of this article, the commissioner shall institute year-round licensing of production agency licensees commencing with those license renewals taking place in 1986.
• § 1718 — (a) Not less than 60 days before a permanent license will expire, the commissioner may use an electronic delivery method, including email or other similar electronic method of delivery, to deliver, or
• § 1719 — The commissioner shall not issue any permanent license within 30 days prior to the expiration date on record for a previously licensed entity unless the person shall have also filed an application for
• § 172 — If an insurer assents to the transfer of insurance from a mortgagor to a mortgagee, and, at the time of the assent, imposes further obligations on the assignee, the acts of the mortgagor cannot affect
• § 1720 — (a) A licensee who has applied to renew a license under this chapter shall be entitled to continue operating under the existing license for 60 days after its specified expiration date, or until notifi
• § 1722 — If a natural person while licensed pursuant to the provisions of this chapter or Chapter 6 (commencing with Section 1760), Chapter 7 (commencing with Section 1800), or Chapter 8 (commencing with Secti
• § 1723 — (a) At the time any original or renewal license application that is submitted to the commissioner shows a conviction of the applicant of a felony involving dishonesty or breach of trust, or of a viola
• § 1724 — An agent, broker, or solicitor who is not an active member of the State Bar of California may not share a commission or other compensation with an active member of the State Bar of California.
• § 1724.5 — Every individual and organization licensee and every applicant for a license shall file with the commissioner in writing the true name of the individual or organization and also all fictitious names u
• § 1725 — A license to act as a resident property broker-agent, casualty broker-agent, personal lines broker-agent, and limited lines automobile insurance agent shall be prominently displayed by the holder ther
• § 1725.5 — (a) A person licensed under Section 1625, 1625.
• § 1726 — (a) A person who is licensed in this state as an insurance agent or broker, advertises insurance on the internet, and transacts insurance in this state, shall identify all of the following information
• § 1727 — (a) The commissioner shall, after notice and hearing, promulgate reasonable rules and regulations specifying the manner and type of records to be maintained by those licensees acting as insurance agen
• § 1728 — Every resident insurance property broker-agent and every resident insurance casualty broker-agent shall maintain a principal office in this state for the transaction of business.
• § 1729 — Every licensee and every applicant for a license shall immediately notify the commissioner using an electronic service approved by the commissioner of any change in that licensee or applicant’s email,
• § 1729.2 — (a) An applicant or licensee shall notify the commissioner when any of the background information set forth in this section changes after the application has been submitted or the license has been iss
• § 1729.5 — A property broker-agent, casualty broker-agent, or life agent who has a service contract with a corporation licensed under this code or who is a stockholder or member of any incorporated association o
• § 1730 — A licensee shall not misrepresent the type of license under which that licensee is transacting insurance, nor shall that licensee engage in transactions not authorized by the licenses held by that lic
• § 1730.5 — A life agent, a property broker-agent, and a casualty broker-agent shall provide to all insureds or applicants at the time of application or receipt of premium moneys the effective date of coverage, i
• § 1730.6 — (a) Every property broker-agent and every casualty broker-agent shall, prior to arranging premium financing or transacting any agreement for the periodic payment of premium for any new or renewal poli
• § 1731 — A person licensed as a broker-agent shall be deemed to be acting as an insurance agent in the transaction of insurance placed with those insurers for whom a notice of appointment has been filed with t
• § 1732 — A person acting as an insurance broker may, on behalf of an insurance company, collect and transmit premium or return premium and deliver policies and other documents evidencing insurance.
• § 1733 — All funds received by any person acting as a licensee under this chapter, Chapter 5A (commencing with Section 1759), Chapter 6 (commencing with Section 1760), or Chapter 7 (commencing with Section 180
• § 1734 — This section applies to a person licensed, hereinafter “licensee,” whether under a permanent license, restricted license, temporary license, or certificate of convenience, to act in any of the capacit
• § 1734.5 — (a) (1) If fiduciary funds, as defined in Section 1733, are received by any person licensed, hereinafter the “licensee,” whether under a permanent license, restricted license, temporary license, or ce
• § 1735 — (a) As used in this section, a managing general agent is a licensed property broker-agent and casualty broker-agent, or a life agent to whom all of the following apply: (1) Has a written management co
• § 1735.5 — A property broker-agent, casualty broker-agent, or surplus line broker, hereinafter the “licensee,” may offset funds due an insured for return premiums on any policy against amounts due the licensee f
• § 1736 — If any acts are forbidden or conduct prescribed by any provisions of this code, such acts shall not be performed and such conduct shall be followed by both the organization and by any person named to
• § 1736.5 — (a) Every licensee and applicant shall promptly reply in writing to an inquiry from the commissioner relative to an application for, or the retention or renewal of, a license, or an investigation rela
• § 1737 — The purpose of this chapter is to protect the public by requiring and maintaining professional standards of conduct on the part of all persons licensed hereunder.
• § 1738 — The commissioner may suspend or revoke a permanent license issued pursuant to this chapter on any of the grounds set forth in Article 6 hereof on which the commissioner may deny an application.
• § 1738.5 — Upon the request of the department, a proceeding held pursuant to Section 1668, 1668.
• § 1739 — Where a permanent license is held by an organization both the organization itself and any natural persons named thereon shall, for the purposes of this article, be deemed to be the holders thereof.
• § 1740 — The certificate of the commissioner certifying any facts found after a hearing held under this chapter shall be prima facie evidence of the facts set forth therein.
• § 1741 — If the commissioner finds, after a hearing, that there are grounds for the denial of an application for a license to act in any capacity set forth in Article 1 of this chapter or if the commissioner f
• § 1742 — Where a person who is or has been licensed under this chapter has been found by the commissioner to have violated any provision of this code which would justify the suspension or revocation of a licen
• § 1742.2 — The department shall promulgate regulations necessary to comply with the requirements of Section 1033 of Title 18 of the United States Code no later than January 1, 2001.
• § 1742.3 — (a) The commissioner may, without hearing, issue an order denying an application by a business entity for an unrestricted license and granting instead a restricted license.
• § 1743 — The lapse or suspension of any license by operation of law, by failure to renew or by its voluntary surrender shall not deprive the commissioner of jurisdiction or right to institute or proceed with a
• § 1744 — The filing of a statement of issues pursuant to Chapter 5, Part 1, Division 3, Title 2 of the Government Code specifying grounds for denial of an application for a license to act in any capacity under
• § 1747 — When the commissioner may determine or have good cause to believe that any property broker-agent or casualty broker-agent has failed to keep or maintain the records required by Section 1727, in connec
• § 1748 — The commissioner, in any proceeding under the provisions of this article, may, by an alternative order, permit a licensee to elect in writing to pay a specified money penalty, within a specified time
• § 1748.5 — (a) For the purposes of this section, the following definitions are applicable: (1) “Production agency” means any person or organization licensed under Chapter 5 (commencing with Section 1621), Chapte
• § 1749 — (a) The department shall require all new applicants for license to meet prelicensing education standards as follows: (1) An applicant for license as a property broker-agent, casualty broker-agent, lif
• § 1749.01 — Sections 1749 and 1749.
• § 1749.02 — “Twenty-four hour coverage” is the joint issuance of a workers’ compensation policy with a disability insurance policy, health care service plan contract, or other medical insurance coverage for nonoc
• § 1749.1 — (a) The commissioner shall appoint a curriculum board consisting of representatives of insurance agents, brokers, and life agents trade associations, representatives of insurance companies, consumer g
• § 1749.2 — The purpose of Sections 1749.
• § 1749.3 — An individual licensed as a life agent or an accident and health or sickness agent and also licensed as a property or casualty broker-agent, or an individual only licensed as a property or casualty br
• § 1749.31 — (a) An individual licensed as a personal lines broker-agent shall complete required continuing education courses, programs of instruction, or seminars approved by the commissioner.
• § 1749.32 — (a) An individual licensed as a limited lines automobile insurance agent shall complete required continuing education courses, programs of instruction, or seminars approved by the commissioner.
• § 1749.33 — (a) A life agent licensee shall satisfactorily complete 24 hours of instruction, of which three hours shall be in ethics, prior to renewal of the license.
• § 1749.4 — The courses or programs of instruction successfully completed that shall be deemed to meet the standards for continuing educational requirements, and the number of classroom hours for which they are e
• § 1749.5 — (a) A person teaching any approved course of instruction or lecturing at any approved seminar shall qualify for the same number of classroom hours as would be granted to a person taking and successful
• § 1749.6 — A person failing to meet the requirements imposed by Section 1749.
• § 1749.7 — The commissioner may, pursuant to Chapter 3.
• § 1749.8 — (a) Every life agent who sells annuities shall satisfactorily complete eight hours of training prior to soliciting individual consumers in order to sell annuities.
• § 1749.81 — (a) A life agent licensed on or after January 1, 2024, who sells individual life insurance policies other than term life with no cash value shall satisfactorily complete four hours of training before
• § 1749.85 — (a) The curriculum committee shall, in 2006, make recommendations to the commissioner to instruct property broker-agents, casualty broker-agents, and personal lines broker-agents and applicants for pr
• § 1749.9 — Nothing in this article shall require any person exempted from licensure by Section 1634 or 1635 to hold a license as required by Section 1631.
• § 1750 — The commissioner shall require, in advance, as a fee for filing application for the hereinafter designated licenses, renewals thereof, or changes in outstanding licenses, an amount calculated as set f
• § 1750.5 — (a) The fee for filing an application for a nonresident license described in Section 1639, and renewal thereof or changes in outstanding licenses, shall be the same amount that is established in this
• § 1751 — The commissioner shall require, in advance, a fee for filing the following documents: (a) Application for registration of change in membership of a copartnership licensed as any of the following: (1)
• § 1751.1 — (a) The commissioner shall require seventy-five dollars ($75), in advance, as a fee for filing an application for certification as a 12-hour ethics course or continuing education provider pursuant to
• § 1751.3 — The commissioner shall require twenty-nine dollars ($29), in advance, as a fee for filing each notice of appointment or each notice of termination pursuant to Section 1707 of any of the following: (a)
• § 1751.5 — The fees required by this chapter and by Chapter 6 (commencing with Section 1760), Chapter 7 (commencing with Section 1800), and Chapter 8 (commencing with Section 1831) of this part, and by Chapter 2
• § 1751.6 — (a) The commissioner may prepare a list of all currently licensed producers.
• § 1751.7 — The commissioner may periodically publish a newsletter containing summaries of rules, regulations, interpretative opinions, and other information as the commissioner deems important to the proper cond
• § 1752 — The commissioner may issue a limited lines travel insurance agent license to any organization engaged in transacting travel insurance through travel retailers not otherwise meeting the conditions set
• § 1753 — As used in this article, the following terms have the following meanings: (a) “Limited lines travel insurance agent” means an insurer designee that is licensed to transact travel insurance, as defined
• § 1754 — Transaction of travel insurance under the license of an organization holding a limited lines travel insurance agent license shall be subject to the following conditions: (a) A limited lines travel ins
• § 1755 — (a) An applicant for a limited lines travel insurance agent license under this article shall submit the following documents to the commissioner: (1) A written application for licensure, signed by the
• § 1756 — The provisions of this chapter relating to the appointment and termination of an insurance agent by an insurer or its authorized representative are applicable to licenses issued pursuant to this artic
• § 1757 — The commissioner may adopt rules and regulations for the implementation of this article.
• § 1757.1 — A limited license may be issued to a natural person or to an organization who or which acts as an agent on behalf of a cargo owner, a cargo shipper, or both.
• § 1757.2 — A limited cargo shipper’s license shall be applied for and renewed in the same manner as is provided in this chapter for a licensee to act as a property broker-agent or a casualty broker-agent, except
• § 1757.3 — The commissioner may make reasonable rules and regulations necessary for the convenient administration of the provisions of this article respecting the licensing and renewal of licenses of cargo shipp
• § 1758.1 — (a) For the purpose of making provision for the issuance of policies or contracts authorized by Article 5 (commencing with Section 10506) of Chapter 5 of Part 2 of Division 2, the commissioner may gra
• § 1758.2 — Any authority granted pursuant to the provisions of this article shall be effective only while a permanent underlying life agent’s license and registration in accordance with the rules of the United S
• § 1758.3 — The commissioner shall not grant authority to transact variable life and variable annuity unless the life agent or applicant furnishes proof that the person is registered to sell securities in Califor
• § 1758.5 — The commissioner may, pursuant to Chapter 4.
• § 1758.6 — No portable electronics vendor shall offer or sell any form of portable electronics insurance in this state unless that person is licensed as an insurance agent or broker pursuant to Article 3 (commen
• § 1758.61 — The commissioner may issue to an applicant that has complied with the requirements of this article a portable electronics insurance agent license that authorizes the licensee and its endorsees to offe
• § 1758.62 — (a) An applicant for a portable electronics insurance agent license under this article shall submit all of the following to the commissioner: (1) A written application for licensure, signed by the app
• § 1758.63 — An endorsee of a portable electronics vendor that has been issued a portable electronics insurance agent license pursuant to this article may sell or offer insurance products under the authority of th
• § 1758.64 — An endorsee may act on behalf of and under the supervision of the portable electronics insurance agent in matters relating to transacting insurance under that agent’s license.
• § 1758.65 — (a) If a licensee or endorsee violates any provision of this article or any other provision of this code, the commissioner may do any of the following: (1) After notice and hearing, suspend or revoke
• § 1758.66 — A portable electronics insurance agent shall not sell insurance pursuant to this article by unsolicited telephone calls or otherwise unless, at the time of sale, or reasonably thereafter with respect
• § 1758.661 — Charges for portable electronics insurance may be billed and collected by a portable electronics insurance agent licensee.
• § 1758.67 — Under the authority of the portable electronics insurance agent license, a portable electronics insurance agent shall not do any of the following: (a) Offer to sell insurance except in conjunction wit
• § 1758.68 — Any insurer that provides insurance to be sold by an organization licensed as a portable electronics insurance agent shall file a copy of any individual policy issued to a purchaser, or any policy or
• § 1758.681 — Notwithstanding any other law: (a) As used in this section, “portable electronics vendor policyholder” means a portable electronics insurance agent licensee pursuant to subdivision (f) of Section 1758
• § 1758.69 — As used in this article, the following definitions have the following meanings: (a) “Endorsee” means an unlicensed employee or authorized representative of a portable electronics vendor.
• § 1758.691 — Nothing in this article regulating the sale of portable electronics insurance shall be construed to impair or impede the application of any other law regulating the sale of portable electronics insura
• § 1758.692 — (a) Not less than 60 days before a permanent license will expire, the commissioner may use an electronic delivery method, including email or other similar electronic method of delivery, to deliver, or
• § 1758.693 — (a) This article shall become operative only upon a determination by the commissioner that the personnel positions needed to carry out the provisions of this article are in existence or have been auth
• § 1758.7 — (a) A self-service storage facility, or franchisee of a self-service storage facility, shall not offer or sell insurance unless it has complied with the requirements of this article and has been issue
• § 1758.71 — (a) An applicant for a self-service storage agent license shall file the following documents with the commissioner: (1) A written application for licensure signed by the applicant or an officer of the
• § 1758.72 — (a) Each self-service storage agent shall provide an insurance training program for its employees that shall meet the following minimum standards: (1) Each employee shall receive instruction about the
• § 1758.73 — Any employee of a licensee who has been trained pursuant to Section 1758.
• § 1758.74 — (a) If a licensee violates any provision of this article, the commissioner may do any of the following: (1) After notice and hearing, revoke or suspend the self-service storage facility’s license.
• § 1758.75 — A self-service storage facility or its franchisee licensed under this article may act as a self-service storage agent for an authorized insurer only with respect to the following types of insurance an
• § 1758.76 — A licensee shall not sell insurance pursuant to this article unless all of the following conditions are satisfied: (a) The self-service storage agent provides brochures or other written material to th
• § 1758.77 — A licensee shall not be required to treat moneys collected from renters purchasing insurance pursuant to this article as funds received in a fiduciary capacity if the insurer represented by the licens
• § 1758.78 — A self-service storage agent shall not do any of the following: (a) Offer to sell insurance except in conjunction with, and incidental to, authorized rental agreements.
• § 1758.79 — Any insurer that provides insurance to be sold by a self-service storage facility or its franchisee under this article shall file a copy of the policy with the commissioner, who shall make that policy
• § 1758.791 — As used in this article: (a) “Self-service storage facility” means a person or organization engaged in the business of providing leased or rented storage space to the public.
• § 1758.792 — The commissioner shall adopt rules to implement the provisions of this article which may include fee differentials for smaller, self-service storage facilities.
• § 1758.8 — (a) A rental car company shall not offer or sell insurance unless it is licensed as an insurance agent or broker pursuant to Article 3 (commencing with Section 1631) or has complied with the requireme
• § 1758.81 — (a) An applicant for a car rental agent license under this article shall file the following documents with the commissioner: (1) A written application for licensure, signed by the applicant or an offi
• § 1758.82 — (a) An employee of a rental car company or franchisee of a rental car company that has been issued a car rental agent license pursuant to this article may be an endorsee authorized to offer insurance
• § 1758.83 — (a) The manager at each location of a rental car company or a franchisee of a rental car company licensed pursuant to this article, or the direct supervisor of the company’s endorsees at each location
• § 1758.84 — (a) If a licensee or endorsee violates any provision of this article or any other provision of this code, the commissioner may do any of the following: (1) After notice and hearing, suspend or revoke
• § 1758.85 — A rental car company or franchisee licensed under this article may act as a car rental agent for an authorized insurer only in connection with the rental of vehicles and only with respect to the follo
• § 1758.851 — The insurance products listed in Section 1758.
• § 1758.86 — A car rental agent shall not sell insurance pursuant to this article unless all of the following conditions are satisfied: (a) The rental period of the rental agreement does not exceed 30 consecutive
• § 1758.861 — A licensee shall not be required to treat moneys collected from renters purchasing insurance, pursuant to this article, as funds received in a fiduciary capacity if the insurer represented by the lice
• § 1758.87 — A car rental agent shall not do any of the following: (a) Offer to sell insurance except in conjunction with, and incidental to, authorized rental agreements.
• § 1758.88 — Any insurer that provides insurance to be sold by a rental car company or franchisee of a rental car company under this article shall file a copy of any individual policy issued to a purchaser, or any
• § 1758.89 — As used in this article, the following definitions have the following meanings: (a) (1) “License period” means all of that two-year period beginning as described in subparagraph (A) or (B) of paragrap
• § 1758.891 — Until January 1, 2001, a rental car company or a franchisee of a rental car company shall not be required to obtain a license to offer the insurance products described in Section 1758.
• § 1758.9 — No person shall sell or solicit any form of credit insurance in this state unless that person is licensed as an insurance agent or broker pursuant to Article 3 (commencing with Section 1631) or is lic
• § 1758.91 — The commissioner may issue to an applicant that has complied with the requirements of this article, a credit insurance agent license to offer or sell those types of insurance specified in Section 1758
• § 1758.92 — (a) An applicant for a credit insurance agent license under this article shall submit each of the following to the commissioner: (1) A written application for licensure signed by the applicant or an o
• § 1758.93 — (a) An employee of an organization that has been issued a credit insurance agent license pursuant to this article may be an endorsee on the license if all of the following conditions have been met: (1
• § 1758.94 — (a) The manager at each business location of an organization licensed as a credit insurance agent, shall be listed as an endorsee on the organization’s license and shall be responsible for the trainin
• § 1758.95 — (a) If a licensee or endorsee violates any provision of this article or any other provision of this code, the commissioner may do either of the following: (1) After notice and hearing, suspend or revo
• § 1758.96 — A person licensed pursuant to this article may act as a credit insurance agent for an authorized insurer only with respect to the kinds of insurance specified in this section sold in connection with a
• § 1758.97 — A credit insurance agent shall not sell or offer to sell insurance pursuant to this article unless all of the following conditions are satisfied: (a) The credit insurance agent provides brochures or o
• § 1758.98 — Under the authority of the credit insurance agent license, a credit insurance agent shall not do any of the following: (a) Offer to sell insurance except in conjunction with, and incidental to, a loan
• § 1758.99 — An organization licensed as a credit insurance agent shall prominently display its license number and the department’s toll free consumer hot line telephone number on brochures and information sheets
• § 1758.991 — Any insurer that provides insurance to be sold by an organization licensed as a credit insurance agent shall file a copy of any individual policy issued to a purchaser, or any policy or certificate is
• § 1758.992 — As used in this article, the following definitions have the following meanings: (a) “Enrollment” means the process of soliciting or accepting enrollments or applications from a debtor under a credit i
• § 1758.993 — Nothing in this article regulating the sale of credit insurance shall be construed to impair or impede the application of any other law regulating the sale of credit insurance, including, but not limi
• § 1759 — For purposes of this chapter, “administrator” means any person who collects any charge or premium from, or who adjusts or settles claims on, residents of this state in connection with life or health i
• § 1759.1 — No administrator shall act as such without a written agreement between the administrator and the insurer, and such written agreement shall be retained as part of the official records of both the insur
• § 1759.10 — A person shall not act as, or hold himself or herself out to be, an administrator in this state, other than an adjuster licensed in this state for the kinds of business for which he or she is acting a
• § 1759.2 — Whenever an insurer utilizes the services of an administrator under the terms of a written contract as required in Section 1759.
• § 1759.3 — (a) Every administrator shall maintain at its principal administrative office for the duration of the written agreement referred to in Section 1759.
• § 1759.4 — An administrator may use only such advertising pertaining to the business underwritten by an insurer as has been approved by such insurer in advance of its use.
• § 1759.5 — The agreement shall make provision with respect to the underwriting or other standards pertaining to the business underwritten by such insurer.
• § 1759.6 — All insurance charges or premiums collected by an administrator on behalf of or for an insurer or insurers, and return premiums received from such insurer or insurers, shall be held by the administrat
• § 1759.7 — All claims paid by the administrator from funds collected on behalf of the insurer shall be paid only on checks or drafts of, or, with the consent of the insured, by an electronic funds transfer from,
• § 1759.8 — With respect to any policies where an administrator adjusts or settles claims, the compensation to the administrator with regard to such policies shall in no way be contingent on claim experience.
• § 1759.9 — Where the services of an administrator are utilized, the administrator shall provide a written notice approved by the insurer, to insured individuals, advising them of the identity of and relationship
• § 1760 — (a) A home state insured, as defined in subdivision (f) of Section 1760.
• § 1760.1 — For the purposes of this chapter, the following terms have the following definitions: (a) “Certified” means an originally signed or sealed statement, dated not more than 60 days before submission, mad
• § 1760.2 — The surplus line broker shall be responsible for determining whether an applicant for nonadmitted insurance is a California home state insured.
• § 1760.5 — (a) The provisions of this chapter limiting the insurance that may be placed with nonadmitted insurers and requiring any report thereof shall not apply to: (1) Reinsurance of the liability of an admit
• § 1760.6 — For purposes of Section 1760.
• § 1760.7 — In addition to the authority granted by Section 1760.
• § 1761 — (a) Except as provided in Sections 1760 and 1760.
• § 1762 — For purposes of Sections 1764, 1764.
• § 1763 — (a) A surplus line broker may solicit and place insurance for a home state insured, other than as excepted in Section 1761, with nonadmitted insurers only if that insurance cannot be procured from ins
• § 1763.1 — (a) The commissioner may by order declare permissible for placement for a home state insured with a nonadmitted insurer and exempt from all requirements of Section 1763 except the filing of a confiden
• § 1763.2 — (a) A licensed surplus line broker may originate surplus lines business, or may accept that business from any other originating licensee duly licensed for the type or types of insurance involved, and
• § 1763.5 — In addition to the requirements of Section 1763, no surplus line broker shall solicit from, or place with, any nonadmitted insurer, any insurance covering private passenger automobiles if that insuran
• § 1764 — (a) A licensed surplus line broker may issue evidence of insurance for a home state insured, including binders, covernotes, and certificates evidencing the placement of insurance with an eligible nona
• § 1764.1 — (a) (1) Every nonadmitted insurer, in the case of insurance to be purchased by a home state insured pursuant to Section 1760, and surplus line broker, in the case of any insurance with a nonadmitted c
• § 1764.2 — No surplus line broker shall issue any evidence of insurance or cause or purport to cause any risk to be insured by a nonadmitted insurer or advise any home state insured or home state insured applica
• § 1764.3 — If the surplus line broker acts in reliance on advice received in accordance with subdivision (b) of Section 1764.
• § 1764.4 — The prior written authority, policy of insurance or copy of evidence that insurance has been bound referred to in Section 1764.
• § 1764.5 — If insurance results from a transaction in which any provision of Sections 1764.
• § 1764.7 — Any person who willfully violates Section 1760.
• § 1765 — (a) A license under this chapter shall be applied for and renewed by the filing with the commissioner of a written application therefor, in accordance with Section 1652.
• § 1765.1 — No surplus line broker shall place any coverage with a nonadmitted insurer for a home state insured unless the insurer is domiciled in the Republic of Mexico and the placement covers only liability ar
• § 1765.2 — A surplus line broker may place any coverage with a California-approved nonadmitted insurer if the insurer is domiciled in the Republic of Mexico and the placement covers only liability arising out of
• § 1765.3 — (a) A license under this chapter may be issued to an individual or any legal business entity.
• § 1765.4 — Any natural person applying for a license to act as a surplus line broker shall prove his or her competency by showing he or she holds an existing license to act as a property broker-agent and casualt
• § 1765.5 — If an applicant for any license under this chapter, within one year from the date of the receipt by the commissioner of the application, whether or not the filing is complete, neither fully qualifies
• § 1766 — A payment of premium to a surplus line broker acting for a person other than himself or herself in negotiating, continuing, or renewing any policy of insurance under this chapter shall be deemed to be
• § 1767 — A resident surplus line broker at all times shall maintain in good faith an office in this state and if he or she maintains more than one surplus line office in this state, he or she shall designate o
• § 1768 — A resident surplus line broker shall keep in this state complete records of the business transacted by him or her for California home state insureds with nonadmitted insurers under his or her license
• § 1769 — Whenever required so to do by the commissioner, such surplus line broker shall furnish to the commissioner a list of the admitted insurers from which the entire amount of insurance desired was not obt
• § 1770 — The commissioner, whenever he deems necessary, may examine the books and accounts of any surplus line broker for the purpose of determining whether or not the broker is conducting his business in acco
• § 1771 — The costs and expenses of all examinations by the commissioner shall be paid as prescribed in Section 736.
• § 1772 — (a) A surplus line insurer may be sued upon any cause of action arising in this state under any surplus line insurance contract made by it, or any evidence of insurance issued or delivered by the surp
• § 1773 — Surplus line brokers may advertise and solicit using print, electronic media, direct mail, and all other advertising or marketing media.
• § 1774 — (a) (1) On or before the first day of March of each year the surplus line broker, placing business for a home state insured, shall file with the commissioner a sworn statement of all business transact