California · Insurance Code
INS §831: Every security issued by any insurer without a permit of the commissioner authorizing the same in effect at the time of the issue, shall be void.
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What this law says, in plain English
Any security issued by an insurer without the commissioner's permit is void and unenforceable.
Read the full statutory text
Every security issued by any insurer without a permit of the commissioner authorizing the same in effect at the time of the issue, shall be void. Every security issued by any insurer under a permit of the commissioner shall be void unless its provisions conform to the provisions, if any, required by the permit.
Verify at the official source: California legislative text
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