California · Insurance Code
INS §831: Every security issued by any insurer without a permit of the commissioner authorizing the same in effect at the time of the issue, shall be void.
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Every security issued by any insurer without a permit of the commissioner authorizing the same in effect at the time of the issue, shall be void. Every security issued by any insurer under a permit of the commissioner shall be void unless its provisions conform to the provisions, if any, required by the permit.
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