INS §11584: No policy of insurance issued or delivered in this state covering any loss, expense or liability arising out of the ownership, maintenance, or use of an aircraft shall exclude or deny coverage because

No policy of insurance issued or delivered in this state covering any loss, expense or liability arising out of the ownership, maintenance, or use of an aircraft shall exclude or deny coverage because the aircraft is operated in violation of federal or civil air regulations, or any state law or local ordinance, nor shall any policy exclude or deny coverage which the insured is obligated to provide according to law. This section does not prohibit the use of specific exclusions or conditions in any such policy which relates to any of the following: (1) Certification of an aircraft in a stated category by the Federal Aviation Administration. (2) Certification of a pilot in a stated category by the Federal Aviation Administration. (3) Establishing requirements for pilot experience. (4) Establishing limitations on the use of the aircraft. (5) Any person licensed under Division 6 (commencing with Section 11401) of the Agricultural Code with respect to his operation of an aircraft for the purpose of applying pest control materials or substances by dusting, spraying or any other manner whereby such materials or substances are applied through the medium of aircraft.