INS §11553: As used in this article, the terms “loss payments,” and “loss expense payments,” mean all payments to claimants or on account of claims.

As used in this article, the terms “loss payments,” and “loss expense payments,” mean all payments to claimants or on account of claims. Such payments include but are not restricted to those for: (a) Medical and surgical attendance. (b) Legal expense. (c) Salaries and expenses of investigators, adjusters and field men. (d) Rents. (e) Stationery, telegraph and telephone charges. (f) Postage. (g) Salaries and expenses of office employees. (h) Home office expenses, and all other payments made on account of claims, whether or not such payments are allocated to specific losses.