California · Insurance Code

INS §114: Sprinkler insurance includes insurance against loss through damage by water to goods or premises arising from the breakage or leakage of sprinklers, pumps, or other apparatus placed for extinguishing

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What this law says, in plain English

Sprinkler insurance covers water damage losses to property or goods caused by broken or leaking sprinkler systems, pumps, or fire suppression equipment.

Read the full statutory text

Sprinkler insurance includes insurance against loss through damage by water to goods or premises arising from the breakage or leakage of sprinklers, pumps, or other apparatus placed for extinguishing fires, or loss arising from the breakage or leakage of water pipes, or through accidental injury to such sprinklers, pumps, or other apparatus.

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