California · Harbors and Navigation Code - HNC
HNC §811: The master of a vessel has authority to borrow money on the credit of its owner, if it is necessary to enable him to complete the voyage, and if neither the owner nor his proper agent for such matters
What this law says, in plain English
A ship's master may borrow money on the owner's credit if necessary to complete the voyage and the owner or authorized agent is unavailable.
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