California · Commercial Code
COM §9609: (a) After default, a secured party may do both of the following: (1) Take possession of the collateral.
What this law says, in plain English
After a borrower defaults, a lender holding security interest in collateral may take possession of that collateral.
Read the full statutory text
(a) After default, a secured party may do both of the following: (1) Take possession of the collateral. (2) Without removal, render equipment unusable and dispose of collateral on a debtor’s premises under Section 9610. (b) A secured party may proceed under subdivision (a) in either of the following ways: (1) Pursuant to judicial process. (2) Without judicial process, if it proceeds without breach of the peace. (c) If so agreed, and in any event after default, a secured party may require the debtor to assemble the collateral and make it available to the secured party at a place to be designated by the secured party which is reasonably convenient to both parties.
Verify at the official source: California legislative text
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