California · Financial Code

FIN §4995.4: The provisions of this division shall apply to higher-priced mortgage loans originated on or after July 1, 2010.

What this law says, in plain English

This provision establishes that the division's rules apply to higher-priced mortgage loans created starting July 1, 2010.

Read the full statutory text
The provisions of this division shall apply to higher-priced mortgage loans originated on or after July 1, 2010.

Verify at the official source: California legislative text

Facing this? Know exactly what happens next.

MOFRD turns this code section into your situation: the deadlines that apply to you, the forms your county uses, and the resolution paths people in your position actually take. Free for 3 days — no card required.

This page is legal information, not legal advice. Code text is sourced from official publications and may lag amendments — always confirm at the official source linked above. Plain-English summaries and relationship data are AI-derived and reviewed on an ongoing basis; verify with a licensed attorney before acting.